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![]() Jay Honeck wrote: .. Whose is best? What card do you guys use? I had just discovered an unauthorized paypal charge against my AMEX for $1,877.82. I call their 1-800 number, got connected to a real person right away and the issue got resolved immediately. They will dispute the charge with the merchant. They told me to ingore the charge when it shows up in my statement (I found it while checking online - the charge was made on 1/14) and just deduct the entire amount from my payment. The card was immediately canceled and they will issue a new card in few weeks. Interestingly enough, I logged on my paypal account and could not find this unauthorized charge. It appeared that the identity thief had opened his/her own paypal account using my AMEX. Few years ago, I had to dispute a series of small fraudulent charges against my Mastercard over a period of 6 months. The crook was clever enough to charge a small amount $19.99 and $49.99. The charges were removed but I had to send in some statements etc. As I recalled, it was a lengthly wait to speak to a customer rep. Since then, I scrutinize all charges in my statements, big or small. This AMEX is a cash back credit card with 1 to 5% back for supermaket, gas stations, drugstores purchases and 0.5 to 1.5% back for other purchases. Bottom line is that I am quite happy with our main card, the AMEX. I use AOPA MBNA card for avgas purchase and only use capitalone Visa card for other purchases where AMEX is not accepted. Hai Longworth |
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