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Robert M. Gary wrote:
$1 vs $150 What gas station only puts a $1 hold on your card? All of them that I use, Sunoco, Citgo, Mobil, and Texaco. I have never typed an amount into a pump, and if it isn't pay at the pump, I don't stop. I just swipe the card, push "credit" and fill up. I have a Visa that has GREAT web access. If I use the card, "Temp Authorizations" are there before I can drive home, literally within minutes. The "Temporary Charge" will sit there until the real charge clears, which is normally about three days. Typical temp charges I see: Auto Gas: $1 Restaurants: The actual check amount minus tip (corrected amount with tip clears with actual charge) Hotels: The amount the establishment runs as a pre-auth - very variable Everything else (retail): The actual amount Again, I don't necessarily care. I've never been over billed, and I've never had a problem. I posted this for folks who prefer debit cards with credit card logos. FWIW, My other Visa never shows the temp charges, only a reduction in available limit with no explanation. |
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