Insuring a Columbia 400 & weekend only insurance

Justin Gombos wrote:
On 2007-07-03, Gig 601XL Builder wrDOTgiaconaATsuddenlink.net wrote:
Robert M. Gary wrote:

I also doubt you are going to find a carrier that would be willing
to start a policy every Friday and end it on Sunday.

That's not what I was looking for anyway. I would be more interested
in an annual policy that is effectively excludes flying incidents
Monday-Thursday.


But that is pretty much what they'd be doing anyway. What makes you think
that your risk flying 50 hours per year only on weekend would be any less
than the guy in the next hanger who flys 50 hours a year but on any day of
the week?

In fact since there will be more recreational pilots flying on weekend the
chance that you would run into one of them increases. There would also be
the added concern that on one of your weekend jaunts you would be more
likely to fly in worst weather because waiting until Monday isn't an option.

But it all boils down to the fact that the insurance company's risk would
not be reduced enough for you to even notice the difference.