Insuring a Columbia 400 & weekend only insurance

On 2007-07-15, Tina wrote:

If you haven't asked a broker, someone who has real information and
the authority to write policies, I'd have to wonder about your
motiviations.

The motivation became academic. Initially I asked if a weekend policy
existed. The answer was (probably correctly) 'no', but it came with
seemingly faulty reason as to why it would not exist. It was either
faulty reasoning.. or there was some factor that I was not accounting
for. So digging deeper was a useful activity academically; figuring
that someone will eventually post a reasonable and more interesting
explanation. Among other things, I discovered from some of the info
that folks here provided that there are only nine insurance providers.
I still do not accept the line reasoning that more flying = lower net
risk. Which means if market conditions were to improve for the
consumer, then a weekend policy could become reality (at least as far
as we know based on points raised in this thread so far).

I will eventually talk to a broker, who will have a different but not
necessarily more complete slant of things - along with the biases of a
broker. IOW, if there were a weekend policy for which a broker wasn't
offering, then I wouldn't expect to hear about it from the broker who
wants to sell me only what they have to offer.. which is in part why
usenet was my first stop.

BTW, I appreciate all the feedback you've provided in this thread.
It's been quite helpful.

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