Renter's Insurance?

On Wed, 5 Dec 2007 17:40:34 -0500, "Peter R."
wrote:

On 12/5/2007 5:31:03 PM, "Vaughn Simon" wrote:

I won't
touch any of them. You can't buy $250,000 of renter's hull insurance, and
you wouldn't want to pay for it if you could.

I would bet a paycheck that those airplanes are fully covered by the aircraft
owner's and/or FBO's insurance should a renter accident occur. Had you used
the excuse that you were avoiding those airplanes for the hourly rental fee,
that would be a more reasonable objection.


He may fear the subrogation clause in the FBO's policy, if there is
one. That said, you've really got to ball up a $250,000 airplane to
cause $250,000 worth of damage. *Most* accidents you live through
will leave quite a bit of the value of the aircraft intact. How far
you want to scale down your renters hull insurance depends on how
carefully you intend to crash. ;-)

I fly near new Cessna's in the $200,000 range and carry renter's hull
insurance for about 1/4 of that. My liability insurance is
considerably more. :-(

Ron