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Getting around company insurance policy



 
 
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  #1  
Old May 21st 04, 04:26 PM
Jim Weir
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No problem.

I've been doing it for forty years in one venue or another. Tell the powers
that be that you are "driving" this trip. (And don't tell them what you are
"driving".)

When you get back, MapQuest the mileage between your home and the meeting
location. Multiply by the company allowed auto mileage or the IRS rate,
whichever gives you a better number. Put the mileage on your expense
report...and buck the sucker up with all the parking fees and other incidentals
that you can dream up. Since you are already back and safe, nobody is going to
question what you "drove" to the meeting. You will find that it will come
pretty darned close to the airplane rental cost.

If anybody questions why you are driving instead of flying, plead
airlineophobia. (There is an actual clinical name for fear of flying on an
airliner, but I don't remember what it is. Anybody else help here?)

If you DON'T get back safe, the company is harmless in that they expressly
forbade you to fly. The aircraft insurance company can't bitch, in that the
travel was incidental to your business...you weren't paid to FLY, you were paid
to MEET.

No problem.

Jim





-...Our company handbook explicitly states that the use of private aircraft
-is not allowed. So I asked if I could get a waiver and the answer back from
-the insurance company was a "Big No".
-As far as the FAA is concerned, it's fine for a PP to get to a place of work
-this way.

Jim Weir (A&P/IA, CFI, & other good alphabet soup)
VP Eng RST Pres. Cyberchapter EAA Tech. Counselor
http://www.rst-engr.com
  #2  
Old May 22nd 04, 12:34 AM
III
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A co-worker did that. Somehow, the execs found out and he was told
that if he did it again he'd be fired. So, keep your mouth shut. Also,
you are probably good for one trip, at least!


Jim Weir wrote in message . ..
No problem.

I've been doing it for forty years in one venue or another. Tell the powers
that be that you are "driving" this trip. (And don't tell them what you are
"driving".)

  #3  
Old May 22nd 04, 02:37 PM
Iain Wilson
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You sly dog! I should have kept shtoom and consulted the group first.
Well, I ran the numbers. Care mileage: 834 miles @ 34.5c/mi = $288. 6 hours
Plane rental = $540.
$100 for travel meals, tolls, parking, emergency laundry.. $152 out of
pocket or $25/hour for the plane.
Not bad at all.

Iain


"Jim Weir" wrote in message
...
No problem.

I've been doing it for forty years in one venue or another. Tell the

powers
that be that you are "driving" this trip. (And don't tell them what you

are
"driving".)



  #4  
Old May 21st 04, 05:20 PM
Tom Sixkiller
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"Iain Wilson" wrote in message
link.net...
...Our company handbook explicitly states that the use of private aircraft
is not allowed. So I asked if I could get a waiver and the answer back

from
the insurance company was a "Big No".
As far as the FAA is concerned, it's fine for a PP to get to a place of

work
this way.

Anyone found a way around this that'll keep everyone happy?


Yeah...work for a company (preferably founded by two ex-air force jocks and
a USMC recon dude) that owns three aircraft and has strict (but doable)
limits on using the companies aircraft for company business, not your own or
a rental.

:~)


  #5  
Old May 22nd 04, 03:45 AM
G.R. Patterson III
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Iain Wilson wrote:

...Our company handbook explicitly states that the use of private aircraft
is not allowed.


I'm a little puzzled here. You mention insurance in the subject, but this sentence
sounds more like an "employee practices" deal. Is this "handbook" basically a list of
what the company allows employees to do? If so, insurance has little or nothing to do
with it. Rent that plane, and they will fire you. They are probably concerned about
getting sued.

George Patterson
I childproofed my house, but they *still* get in.
  #6  
Old May 22nd 04, 01:54 PM
Iain Wilson
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Well it's both - a lot of the restrictions are based on insurance
requirements. There's a bunch of rules for car rental relating to insurance
..
When I asked the VP, he said let me check with the insurance company...he
sounded like he didn't have a problem particularly since I'd sign a waiver.

Iain




I'm a little puzzled here. You mention insurance in the subject, but this

sentence
sounds more like an "employee practices" deal. Is this "handbook"

basically a list of
what the company allows employees to do? If so, insurance has little or

nothing to do
with it. Rent that plane, and they will fire you. They are probably

concerned about
getting sued.

George Patterson
I childproofed my house, but they *still* get in.



  #7  
Old May 22nd 04, 05:11 AM
John Gaquin
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"Iain Wilson" wrote in message news:vxlrc.23883

I've got a business trip in a couple of weeks.....


Be sure to let us all know how things turn out. I think you should put a
lot of effort into circumventing any rules that you personally think are
silly or that inconvenience you. The world will work a lot better that way.


  #8  
Old May 22nd 04, 02:27 PM
Ron Rosenfeld
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On Fri, 21 May 2004 11:15:39 GMT, "Iain Wilson"
wrote:

...Our company handbook explicitly states that the use of private aircraft
is not allowed. So I asked if I could get a waiver and the answer back from
the insurance company was a "Big No".
As far as the FAA is concerned, it's fine for a PP to get to a place of work
this way.

Anyone found a way around this that'll keep everyone happy?


You will need to either change or violate your company's policies. The
latter might be detrimental to your continued employment, and would likely
not result in appropriate reimbursement for your expenses.

I believe that AOPA probably has information regarding arguments you can
use to possibly get your company's policies changed.

But you may not be successful.


Ron (EPM) (N5843Q, Mooney M20E) (CP, ASEL, ASES, IA)
 




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