liability insurance

Fly dual.
Buy a twoseater.

I can't fault the underwriter's choice. The losses dont lie.
I've done my own review of enough accidents for Convention talks to thoroughly agree with them.


Unfortunately, I've met a few who wouldn't accept my recommendation. They went to 'adjacent' gliderports and killed either themselves or a sail plane by continuing PIC operations. I had called both adjacent places to issue a warning. Didn't change the result.

I had several septa/octogenarian customers who could have told you, I Can ride in silence. That just isn't the usual request.

Somebody slap me and stand me down (with love) when they see me close to that line. It's coming for me, too.

CindyB

On Thursday, July 2, 2020 at 7:00:04 AM UTC-6, Morris Carter wrote:
Any ideas on liability insurance for older pilots that can't get glider
insurance.

Since none of the responses I'm reading address your question, I'll take a stab at one possibility. It appears you aren't an SSA member. Have you contacted Costello and asked about insurability under the SSA group insurance program? You must be an SSA member to qualify, but I've found it more than worth it. I am past mid-70s and have no issues for being insured for liability or hull insurance under the group program. I recently (last month) added another motorglider, no questions asked other than for how much hull and liability. I currently have a few hundred thou under insurance, including liability. There have been no questions regarding age (but they do know what it is).
'

I had a partner in an LS8 that was 79 when we purchased it. We were told by Costello that if he was already 80 he would be uninsurable but since he was 79 they could but if he cancelled he would be unable to renew.

Randy "AV8"

On Tuesday, July 7, 2020 at 7:48:10 AM UTC-7, LOV2AV8 wrote:
I had a partner in an LS8 that was 79 when we purchased it. We were told by Costello that if he was already 80 he would be uninsurable but since he was 79 they could but if he cancelled he would be unable to renew.

Randy "AV8"

There's no FAR that requires insurance. Or any State law as far as I know. It's not clear to me that insurance is 'worth it'. I've had glider insurance for 40 years and never made a claim. Maybe a good lawyer could protect assets, eg by transfer to children? And I believe retirement funds (like 401Ks) are immune from lawsuits.

Short answer is yes and know! If you transfer assets to children then wreck said glider, you have just given any plaintiff two sources of recovery. I for one am happy to have the group plan that that I too have never had a claim against.

Short answer is yes and know. Asset protection works but you must know what you are doing. The insurance is cheaper.