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#1
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![]() Robert M. Gary wrote: Also, as a side note, do **not** be mis-lead by talks of "open pilot clauses". All policies appear to prevent coverage when pilots flying meet the open pilot requirements but have regular access to the plane. Open pilot is really just for an occasional once-in-awhile thing. My agent says that most insurance companies will not consider someone to be "casual use" if they have their own keys. Going by your friends house and gettnig the keys each time is probably the only way to be considered "casual". Another misconception about "open pilot" coverage is that the "open pilot" is covered. That's not generally the case. Under most open pilot clauses, the owner is covered for damage and liablility caused by the open pilot, but the pilot himself is on his own. If you fly an aircraft under an open pilot clause, you'd better have a policy that covers you. John Galban=====N4BQ (PA28-180) |
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I'm not sure what "generally" means but subrigation is very much over
reported. |
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In article ,
GEG wrote: If he owns a plane, can I rent from him? Or is that considered "commercial" operations? It's a commercial operation (e.g., 100hr inspections required). But, yes you can rent from him (subject to insurance restrictions). My Avemco policy used to specifically allow me to rent to up to 3 named pilots. I don't know if they still offer that since I no longer have the named pilots on my policy. -- Bob Noel no one likes an educated mule |
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Bob Noel wrote:
In article , GEG wrote: If he owns a plane, can I rent from him? Or is that considered "commercial" operations? It's a commercial operation (e.g., 100hr inspections required). No, it's not, and 100 hour inspections are not required. But, yes you can rent from him (subject to insurance restrictions). My Avemco policy used to specifically allow me to rent to up to 3 named pilots. I don't know if they still offer that since I no longer have the named pilots on my policy. |
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In article 1118756796.487014@sj-nntpcache-3, Dave Butler wrote:
It's a commercial operation (e.g., 100hr inspections required). No, it's not, and 100 hour inspections are not required. oops. my mistake. 100 hour inspections are not necessarily required. -- Bob Noel no one likes an educated mule |
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I rented mine to a friend for a month. According to the AOPA Q&A folks
I talked to, no, the FAA does not consider it a commercial operation becuase your buddy isn't "holding out" ie. advertising and offering to rent it to anybody. It's considered just a deal between two buddies. I had an insurance policy under AOPA that would allow such a thing, but as posted here, it really depends upon who insures it. The policy called it "limited rental," which again means that they recognized money was changing hands but that this wasn't a comercial operation. It added 10% on to my insurance premiums which my friend covered as part of the deal. On other thing. My insurance does have an "open pilot clause" and also lets me add two other higher time pilots at no cost as also mentioned in the posts. However, my insurance won't let people taking advantage of these items pay for anything but fuel and oil. The "limited rental" add-on is required for me to charge a maintenance fee. Also, I've known of pilots who got around this insurance problem by making a buddy a $1 owner of the plane. If you are listed as an owner, you can fork in whatever amount of money you want in airplane upkeep without any questions from the insurance folks. Helen |
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I've been in a situation where I've let someone else use my
plane for several weeks. I had them added to the policy as another named insured. This would be the first place to start and he should ask his insurance company. "GEG" wrote in message ... I'm about 15 flight hours along in flight training. My buddy is about 30 hours along and rounding the bend. He's going to buy a plane - just part of his overall goal. So here's a question: (Let's assume I get a my PPL and checkout in the plane and everything is cool .. .) If he owns a plane, can I rent from him? Or is that considered "commercial" operations? I would certainly want to get my own insurance. And I'm sure he'd want to be covered appropriately. Can anyone help on that matter? Should we talk to AOPA? Thanks! |
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