OT - Best Business Credit Card?

Sylvain wrote:
Rachel wrote:

American Express, hands down.

I've never had a problem with anyone accepting mine.


do you travel abroad much? I got rid off my amex years
ago because of that; and in many situations/places, taking
your business elsewhere is not an option...

--Sylvain

International travel is what I use the debit card for.

Rachel wrote:
Jay Honeck wrote:

snip

What's the advantage of AMEX over Visa *credit*, in your mind?


Points. My brother somehow managed to get two free airline tickets in
just under a year.

Actually, with my USAA Visa debit card I get cash back at the end of the
year. Sometimes it's though deciding which card to use. However, since
most people aren't eligible to join USAA, I recommend Amex.

Er, USAA Mastercard, actually. I stopped using my Navy Federal Visa
(credit) for the most part years ago after the customer service went south.

"Rachel" wrote in message
...
Jay Honeck wrote:
American Express, hands down. I use their personal card, but both my
brother and father have the company card, and love it.


Too few businesses accept AMEX for me to consider them. They also extort
more money from the vendors -- which is why we threw them out of the
hotel back in 2002. Even Walgreen's threw them out of all 14,000+ stores
in the U.S. because of their absurdly high rates.

IMHO, unless they change their business model, they will follow "Diner's
Club" into the ash heap of CC history.

I've never had a problem with anyone accepting mine. Personally, I'll
take my business elsewhere if someone doesn't take it...I'd rather use it
than my Visa debit card.


I don't take them. They charge us to much for the honor of taking their
card. AmEx users are like a cult though, I've had a handful of people not do
business with us because we won't take AmEx, pretty odd....

------------------------------------------------
DW

Darkwing wrote:
"Rachel" wrote in message
...

Jay Honeck wrote:

American Express, hands down. I use their personal card, but both my
brother and father have the company card, and love it.


Too few businesses accept AMEX for me to consider them. They also extort
more money from the vendors -- which is why we threw them out of the
hotel back in 2002. Even Walgreen's threw them out of all 14,000+ stores
in the U.S. because of their absurdly high rates.

IMHO, unless they change their business model, they will follow "Diner's
Club" into the ash heap of CC history.

I've never had a problem with anyone accepting mine. Personally, I'll
take my business elsewhere if someone doesn't take it...I'd rather use it
than my Visa debit card.



I don't take them. They charge us to much for the honor of taking their
card. AmEx users are like a cult though, I've had a handful of people not do
business with us because we won't take AmEx, pretty odd....

------------------------------------------------
DW

Not a cult...there are just some places I'd rather not brandish
something that says USAA on it.

"Jay Honeck" wrote

We've had a company VISA card for many years. Whose is best? What card
do you guys use?
\
You will find that if you get aggressive on the phone with a real person, if
you tell a company that another company has offered xyz, the current company
will match the deal, when you tell them that you are going to change to the
other card, because they are not giving you xyz.

Try it - it works.

You can get damn near anything, just by the asking.
--
Jim in NC

Rachel wrote:

Jay Honeck wrote:

We've had a company VISA card for many years. It has no annual fees,
we never pay interest -- but we also don't "get" anything out of using
it, either. In the past we've bumped up against the credit limit
during the month, and the company (now called "Chase") has been very
slow to increase the limit. Although they always responded by
increasing it as needed, their recalcitrance to do so has been a mild
aggravation.

Now that we've been incorporated in Iowa for over eight years, we're
getting bombarded with dozens of offers for business cards. (8 years
must be a "magic number" for them, like 5000 feet is for runways...)
Almost all of these cards offer "rewards" that vary from "Frequent
flyer miles" to discounts on all sorts of things. Interestingly,
almost all the new offers START with a higher credit limit than our
current card offers.

Whose is best? What card do you guys use?


American Expresss, hands down. I use their personal card, but both my
brother and father have the company card, and love it.


The question was which is "BEST" instead of which one is worst.
American Express has limited acceptance.

AES wrote:

In article raRAf.750624$xm3.129206@attbi_s21,
"Jay Honeck" wrote:


Whose is best? What card do you guys use?
--


AmEx for personal and personal consulting business purchases where I
need a record, because of

* Fairly detailed itemization on bills
* Fairly wide acceptance (overseas and online)
* I have some trust in them

Discover Card for routine personal purchases where record keeping is not
required (although they do supply an itemized monthly statement),
because of a percentage rebate on purchases, which can be take as *cash*
(i.e., a refund check), or applied to subsequent bills.

Don't waste time on any card that offers "discounts" or "credits"
against various assorted "discounted" products which are either (a)
stuff you don't want anyway, or (b) (more often) marked up versions,
often under a slightly modified product number, of items you can buy for
less that the discounted card price in Costco or Walmart anyway.

Try to find merchants that accept Discover outside the states.

"Rachel" wrote

Er, USAA Mastercard, actually. I stopped using my Navy Federal Visa
(credit) for the most part years ago after the customer service went
south.

That is my first choice, also. For those that are eligible, their auto
insurance is also first rate, with customer service still in the US, and
good rates.

To be eligible, if you father, spouse, spouse's father, almost any of those
types of combination makes you eligible. Check into it, everyone.
--
Jim in NC

Rachel wrote:

Sylvain wrote:

Rachel wrote:

American Express, hands down.


I've never had a problem with anyone accepting mine.



do you travel abroad much? I got rid off my amex years
ago because of that; and in many situations/places, taking
your business elsewhere is not an option...

--Sylvain


International travel is what I use the debit card for.


"Float" has more meanings that being lighter than air or water.

Cal Vanize wrote:
Rachel wrote:
snip

The question was which is "BEST" instead of which one is worst.

A simple "I don't like it much" would have been a lot less insulting.
What works for me obviously doesn't work for you.