F'ing insurance industry

My employer chose perhaps the most expensive and most useless insurance
policy they could, and today I called up Allegis Benefits and chewed them
up. Check this out:

"What is not covered under all plans:
- Suicide or attempted suicide while sane or insane
- Acts of war (declared or undeclared)
- Your commission of a felony
- Your operating, riding in, or descending from any ay aircraft other than
while a fare-paying passenger on a licensed, commercial, non-military
aircraft..."

So flying a plane puts me in company with suicides and criminals. She
thought that was funny. Just to clarify, I asked her: If I walk into a prop
or go streaking across the runway and get clobbered by a landing jet, I am
not "operating, riding in or descending" and so I am covered. "Strictly
speaking, yes," she replied.

I finished the call by telling her that insurance industry employees will
never be welcome in my cockpit. That should be a standing code among GA
pilots: If an insurance employee wants to fly, he or she can take a jet or
leap from a building. There's no room in general aviation for people who
liken pilots to felons and the insane.

-c

I finished the call by telling her that insurance industry employees will
never be welcome in my cockpit. That should be a standing code among GA
pilots: If an insurance employee wants to fly, he or she can take a jet
or
leap from a building. There's no room in general aviation for people who
liken pilots to felons and the insane.

Your anger should be directed at your employer, not the insurance company
who simply tried to come up with the cheapest piece-of-crap-policy your
employer was willing to buy.

That said, I hate insurance companies even more than you do. You wouldn't
believe what it costs to insure my little hotel -- and, since they all work
in cahoots with each other, no other insurance company will even give me a
QUOTE, let alone offer a lower rate.

It ought to be illegal.
--
Jay Honeck
Iowa City, IA
Pathfinder N56993
www.AlexisParkInn.com
"Your Aviation Destination"

"Jay Honeck" wrote in message news:7pekc.17445

Your anger should be directed at your employer, not the insurance company
who simply tried to come up with the cheapest piece-of-crap-policy your
employer was willing to buy.

Ah, yes. Well, they're aware of my anger. The company is a contractor
provider and I was hired through the contractee directly, so when I was
filling out the paperwork the lady at the contract agency said "Our medical
isn't very good, but contractors get almost as good of dental benefits as
our employees."

Knowing that they couldn't fire me, I said "So, basically, although I'm
representing your company and working on your customer's wide area network,
I'm just the product. The paper pushers and receptionists are the 'actual'
employees here. Thanks for clearing that up."
As punishment for her comment, I didn't enroll in direct deposit. They
drive out and hand-deliver my paycheck each week.

That said, I hate insurance companies even more than you do. You wouldn't
believe what it costs to insure my little hotel -... It ought to be
illegal.

Yep.

-c

gatt wrote:

As punishment for her comment, I didn't enroll in direct deposit. They
drive out and hand-deliver my paycheck each week.

Which, in order to deposit that check, you have to take time out of your
business day to drive/walk to the bank and either wait in line inside or
at the drive-up. Once the check is deposited into your account, your
bank will then make you wait three business days for the check to clear
before the funds are available for your use.

Yeah, you were punishing them with that decision, alright...

--
Peter

And the company earns the penny or two of interest on YOUR money too

Dave

Peter R. wrote:

gatt wrote:


As punishment for her comment, I didn't enroll in direct deposit. They
drive out and hand-deliver my paycheck each week.


Which, in order to deposit that check, you have to take time out of your
business day to drive/walk to the bank and either wait in line inside or
at the drive-up. Once the check is deposited into your account, your
bank will then make you wait three business days for the check to clear
before the funds are available for your use.

Yeah, you were punishing them with that decision, alright...

"Dave S" wrote in message news:3xskc.125

And the company earns the penny or two of interest on YOUR money too

Oh, heavens NO! They earned a penny or two?

They spend more than that driving down the street to give me my check.

-c

"Peter R." wrote in message

As punishment for her comment, I didn't enroll in direct deposit. They
drive out and hand-deliver my paycheck each week.

Which, in order to deposit that check, you have to take time out of your
business day to drive/walk to the bank and either wait in line inside or
at the drive-up.

Work two blocks from the bank. Deposit it during the spare half hour
between when I get off of work and when I pick up my wife. Takes all of
about three minutes to deposit it at the ATM.

Once the check is deposited into your account, your bank will then make
you wait three business days for the check to clear before the funds are
available for your use.

No, usually just overnight. I don't pay that much attention because I'm
rarely so broke that I need the money right away. For example, today I'm
depositing both the check from last week AND this week, 'cause I didn't need
the money enough to bother last week. And even if it takes three days for
those checks to clear, whatever.

Yeah, you were punishing them with that decision, alright...

So, did belittling my decision make you feel better about yourself?

-c

gatt wrote:

No, usually just overnight. I don't pay that much attention because I'm
rarely so broke that I need the money right away. For example, today I'm
depositing both the check from last week AND this week, 'cause I didn't need
the money enough to bother last week. And even if it takes three days for
those checks to clear, whatever.

Ok, I understand from where you are coming now. "Whatever" does appear
to be the right attitude in your case.

So, did belittling my decision make you feel better about yourself?

Sorry, but I don't agree with you that rejecting direct deposit is
punishing your employer. The decision punishes you, the receiver of the
funds, more than your employer.

You felt that fact important enough to include in your post; I simply
wanted to respond to it. When posting your fiscal strategy in a public
forum, expect that you may not always receive unanimous agreement.
That's Usenet.


--
Peter

In article , Peter R wrote:
at the drive-up. Once the check is deposited into your account, your
bank will then make you wait three business days for the check to clear
before the funds are available for your use.

What's wrong with your banking system? Have they not heard of networks
yet or something? When I pay cheques into my bank, the funds are available the
next business day.

--
Dylan Smith, Castletown, Isle of Man
Flying: http://www.dylansmith.net
Frontier Elite Universe: http://www.alioth.net
"Maintain thine airspeed, lest the ground come up and smite thee"

Dylan Smith wrote:

What's wrong with your banking system? Have they not heard of networks
yet or something? When I pay cheques into my bank, the funds are available the
next business day.

In the US, most banks will hold checks for three to five, sometimes up
to seven business days before releasing the money to the customer. They
claim it is to ensure the check clears, but in reality it is just a
method for the bank to make extra money on the float (make interest
during the period they hold the funds).

--
Peter