OT - Best Business Credit Card?

JohnH wrote:
Like I said, I don't believe in buying something you can't afford at
the time. And yes, that extends to credit cards. What's the big
deal? I'm sure not missing the $2.00 a month in interest that I
might be losing.


You must be brand new to the wonderful world of credit cards. No decent
card charges interest if paid in full by the due date, usually 30 days after
the purchase. This free use of the bank's money is called "float". Plus,
THEY assume liablilty for fraud (as opposed to your debit card).

Brand new? I'm only 25, but I've been using them since I was 18. That
mght be brand new by YOUR standards, but I can assure you, I know what
I'm doing. And my credit score backs up that statement.

You think any of those are statistically riskier than flying small planes?

No, but that wasn't my point. My point was that it's a Bad Idea to ban
things just because some people can't handle them.

Jose
--
Money: what you need when you run out of brains.
for Email, make the obvious change in the address.

My disabling fear of heights is telling me that skydiving is.

It's only the last few feet you need to be concerned about

JohnH wrote:
My disabling fear of heights is telling me that skydiving is.


It's only the last few feet you need to be concerned about

Oh, I don't have to be concerned about any of it!

We don't accept amex either, but don't hold your breath waiting for
their business model to collapse wreak sweet revenge for the
outrageous fees. They evidently have a niche.

There was literally a line at the AMEX signup booth in the ATL airport this
morning. Those shiny steel coffee mugs they were giving away were reeling
them in like flies to a cow pie.

Jose wrote:
You think any of those are statistically riskier than flying small
planes?

No, but that wasn't my point. My point was that it's a Bad Idea to
ban things just because some people can't handle them.

Hmm - I missed that. I haven't noticed people trying to ban motorcycles or
skydiving. Guns and small planes, yes

Rachel wrote:

JohnH wrote:

Like I said, I don't believe in buying something you can't afford at
the time. And yes, that extends to credit cards. What's the big
deal? I'm sure not missing the $2.00 a month in interest that I
might be losing.



You must be brand new to the wonderful world of credit cards. No
decent card charges interest if paid in full by the due date, usually
30 days after the purchase. This free use of the bank's money is
called "float". Plus, THEY assume liablilty for fraud (as opposed to
your debit card).


Brand new? I'm only 25, but I've been using them since I was 18. That
mght be brand new by YOUR standards, but I can assure you, I know what
I'm doing. And my credit score backs up that statement.

Thank you explaining all your previous posts.

You should ignore all suggestions by those with insider information and
experience equal to your age and keep doing exactly what you're doing now.

JohnH wrote:
Jose wrote:

You think any of those are statistically riskier than flying small
planes?

No, but that wasn't my point. My point was that it's a Bad Idea to
ban things just because some people can't handle them.


Hmm - I missed that. I haven't noticed people trying to ban motorcycles or
skydiving. Guns and small planes, yes

That's because we're loud, if you've noticed the most recent complaint
here. :-)

Brand new? I'm only 25, but I've been using them since I was 18.
That mght be brand new by YOUR standards, but I can assure you, I
know what I'm doing. And my credit score backs up that statement.

Unfortunately yes, that is relatively brand new to me

But responsible use of a credit card (as opposed to a debit card) will
actually improve your credit score, as it proves to potential lenders you
can responsibly make payments - so there is yet another valid reason to use
them in lieu of a debit card.

JohnH wrote:
Brand new? I'm only 25, but I've been using them since I was 18.
That mght be brand new by YOUR standards, but I can assure you, I
know what I'm doing. And my credit score backs up that statement.


Unfortunately yes, that is relatively brand new to me

But responsible use of a credit card (as opposed to a debit card) will
actually improve your credit score, as it proves to potential lenders you
can responsibly make payments - so there is yet another valid reason to use
them in lieu of a debit card.

I don't know, I've noticed my credit score increasing quite nicely
because of my automatic mortgage payment. That's more than I put on the
debit card every month. Ok, and I pay off a mortgage sized Home Depot
credit card bill every month, as well. That doesn't hurt my score
either. Point is, I've made an educated decision about my finances and
my credit. Those who criticize my lack of a general credit card would
do well to take their criticisms to people who actually have credit issues.