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#1
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Private airport insurance?
Anyone know home much it would cost to insure a private airport? I know
some people with private fields on the sectional "No landings without prior permission of owner" and they will tell you that it's open to all their friends, but they don't have any insurance. I'm thinking that they are really leaving themselves open to lawsuits if someone gets hurt due to a rough landing (or worse). I also notice that more than a few private fields are for sale, and I'm wondering if this is one of the reasons why. |
#2
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Private airport insurance?
"Ken Finney" wrote in message ... Anyone know home much it would cost to insure a private airport? I know some people with private fields on the sectional "No landings without prior permission of owner" and they will tell you that it's open to all their friends, but they don't have any insurance. I'm thinking that they are really leaving themselves open to lawsuits if someone gets hurt due to a rough landing (or worse). I also notice that more than a few private fields are for sale, and I'm wondering if this is one of the reasons why. What is sad is that having a private field SHOULDN'T leave you open to any liability (short of advertising an airfield and digging a ditch down the middle to intentionally cause accidents). Short of something that nuts, why would you as a property owner be liable if I can't control my airplane? Lawyers suck. |
#3
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Private airport insurance?
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#4
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Private airport insurance?
On Aug 27, 5:59 pm, "Ken Finney" wrote:
Anyone know home much it would cost to insure a private airport? I know some people with private fields on the sectional "No landings without prior permission of owner" and they will tell you that it's open to all their friends, but they don't have any insurance. I'm thinking that they are really leaving themselves open to lawsuits if someone gets hurt due to a rough landing (or worse). I also notice that more than a few private fields are for sale, and I'm wondering if this is one of the reasons why. I know of at least one state that has put a law on the books that basically limits the owners liability if they open the airport to the public. As I understand it this has really helped with insurance premiums for public airports. Perhaps other states have simlar rules Brian. |
#5
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Private airport insurance?
Jeff wrote: What is sad is that having a private field SHOULDN'T leave you open to any liability (short of advertising an airfield and digging a ditch down the middle to intentionally cause accidents). Short of something that nuts, why would you as a property owner be liable if I can't control my airplane? Lawyers suck. Here in Montana the legislature this year ammended an existing law that now says an owner of a private airport cannot be sued if a pilot crashes on this private airport. As long as it is a non commercial aircraft operation the airport owner is untouchable. Now the airport owner no longer has to have you sign a release in advance to protect himself. |
#6
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Private airport insurance?
"Ken Finney" wrote in message
... I'm thinking that they are really leaving themselves open to lawsuits if someone gets hurt due to a rough landing (or worse). Someone I know owns a bar. She told me she doesn't carry liability insurance. They formed a corporation and lease the space and liquor license to the corp, but the corp operates the bar. When someone decides to sue, they form a new corp ready to take over as soon as the 'victim' acquires the assets of the corp (which is nothing). The old corp goes bankrupt, and the owners lease the bar to the new corp. Notice: IANAL, and have only written my understanding of the process. I'm sure there are many who will tell me I am wrong, and that it must be done differently. If you're thinking of opening an airfield, ask your lawyer if something like this may work. |
#7
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Private airport insurance?
"Newps" wrote in message ... Jeff wrote: What is sad is that having a private field SHOULDN'T leave you open to any liability (short of advertising an airfield and digging a ditch down the middle to intentionally cause accidents). Short of something that nuts, why would you as a property owner be liable if I can't control my airplane? Lawyers suck. Here in Montana the legislature this year ammended an existing law that now says an owner of a private airport cannot be sued if a pilot crashes on this private airport. As long as it is a non commercial aircraft operation the airport owner is untouchable. Now the airport owner no longer has to have you sign a release in advance to protect himself. Thanks, I was wondering if some State had done something like this. I'll have to search the net and see if Washington State has done something similar. On a similar note: Washington State did pass a law several years ago that says that horse-riding is an inherently dangerous activity, and the horse owner can't be held liable if someone falls off the person's horse (or words to that effect). I know this because a friend of mine had a horse for sale, a woman came out to "test drive" it, fell off, was seriously hurt and sued him (just after the law took effect). It turns out the woman had made a career off of doing this, and didn't know about the new law. However, this time (unlike the previous times) she was seriously hurt (partial paralysis, IIRC) and couldn't collect. My friend's insurance company did pay her $10K just to go away, but she suffered BIG TIME. There is a God! ;^) |
#8
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Private airport insurance?
On Aug 28, 5:24 am, "El Maximo" wrote:
"Ken Finney" wrote in message ... I'm thinking that they are really leaving themselves open to lawsuits if someone gets hurt due to a rough landing (or worse). Someone I know owns a bar. She told me she doesn't carry liability insurance. They formed a corporation and lease the space and liquor license to the corp, but the corp operates the bar. When someone decides to sue, they form a new corp ready to take over as soon as the 'victim' acquires the assets of the corp (which is nothing). The old corp goes bankrupt, and the owners lease the bar to the new corp. At least in California this does not work. This topic was brought up in torts class. Someone tried the same thing with his explosives company and the courts pierced the corporation and the person lost their personal assets. Basically a corporation cannot be a shell. The main test is that if a corporation does not have enough insurance and or assets to cover expected liabilities, it will likely not be honored. -Robert |
#9
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Private airport insurance?
"Newps" wrote in message ... Jeff wrote: What is sad is that having a private field SHOULDN'T leave you open to any liability (short of advertising an airfield and digging a ditch down the middle to intentionally cause accidents). Short of something that nuts, why would you as a property owner be liable if I can't control my airplane? Lawyers suck. Here in Montana the legislature this year ammended an existing law that now says an owner of a private airport cannot be sued if a pilot crashes on this private airport. As long as it is a non commercial aircraft operation the airport owner is untouchable. Now the airport owner no longer has to have you sign a release in advance to protect himself. I tried Yahoo and Google and couldn't find the law you mention. Any change you know the name or number of it? |
#10
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Private airport insurance?
Ken Finney wrote:
On a similar note: Washington State did pass a law several years ago that says that horse-riding is an inherently dangerous activity, and the horse owner can't be held liable if someone falls off the person's horse (or words to that effect). CT has a GREAT landowner liability law that protects landowners from many lawsuits from hikers, mountain bikers, trail riding equestrians, fisherman, or any other potentially dangerous activity that the landowner allows by strangers. It is limited to non-motorized activities, and the protection dissappears if the landowner charges a fee for access. You'd think something similar would be useful to privately owned airports. |
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