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#21
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"Robert M. Gary" wrote in message
m... "Hilton" wrote in message link.net... Robert M. Gary wrote: The insurance deals with "pilot flying" and doesn't care one bit about who is "PIC". PIC is an FAA thing. If a unqualified pilot has their hands on the controls the insurance isn't going to pay regardless of who is PIC. Can you back up these claims? My policy (AIG) says.. "This insurance does not apply under any coverage c) When the aircraft is in flight ii) if piloted by anyone other than 1) the pilot(s) specified in Item 5". But how does the policy define "piloted"? Does that refer to the Pilot in Command or to the manipulator of the controls? --Gary It says nothing about PIC (although later says there must also be a qualified PIC as well). Call Mark at SouthWestAviation. http://www.southwestaviation.com . He's been in the business for a couple decades and used to work for an underwriter. He's had many such cases. He'll tell you that the FAA's concept of "PIC" is not what the insurance co is looking at. |
#22
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There are usually two parts to the policy. One is the named insured. The
other is the open clause. Mine has me on the named part, and anyone that meets certain qualifications, ex. 250 hours in make and model, IFR, etc. jerry "Newps" wrote in message news:gezjb.146684$%h1.146297@sccrnsc02... Robert M. Gary wrote: My policy (AIG) says.. "This insurance does not apply under any coverage c) When the aircraft is in flight ii) if piloted by anyone other than 1) the pilot(s) specified in Item 5". I had USAIG until this year when I switched but anyone who is current and authorized by me can fly the plane. A person did not have to be named to fly the plane. If I'm in the plane it also does not matter that my 5 year old is driving. |
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