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#12
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"Mike Rapoport" wrote in message link.net... I'm not sure what you mean by "commercial insurance". From your description this is not a commercial operation and you are not even a required crewmember. I don't see why the insurance company even needs to know that you exist at all. Mike MU-2 Quite so. My situation is similar and our companies insurance did't flinch when they started having a co-pilot along (a JetProp and a Citation CJ). "Captain Wubba" wrote in message om... Well, I tried calling a couple aviation insurance agencies myself. One said they couldn't give me a number until I had a specific aircraft they could run, and when asked about a ballpark figures, they said 'it all depends', which wasn't really helpful. The other place I called doesn't do commercial insurance anymore. So I was just joping somebody here had some experience in this area without me having to call a dozen different agencies. Cheers, Cap Judah wrote in message . .. Why don't you and the owner call the insurance agency and let them give you a quote... (Captain Wubba) wrote in om: Hello. I'm a Commercial Pilot with single engine, multi engine, and instrument ratings. I have a little less than 600 hours total time, and only about 20 multi. I have been approached about a possible position on the West Coast that would be a combination IT staffer and co-pilot for a King Air 200 the company is going to buy. I know the owner of the company, and it is pretty solid that I could have the job if I want it. My question is about insurance. Now the owner would send me to training for a type rating in the King Air, but will an insurance company have a major problem, if the captain is an ATP with a ton of King Air time? Will they charge a fortune because of my limited experience? Do they care about the hours the right-seater has? While they are only looking at the King Air for now, would the insurance company care about the co-pilot time if it were a Citation? Anybody who could shed some light on this, or who has experience in this would be greatly appreciated. Thanks, Cap |
#13
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I doubt that it makes much difference single pilot vs. two pilot in a King
Air as long as the single pilot is a professional pilot and not the owner. It makes a fairly big difference insuring a jet. Mike MU-2 "Captain Wubba" wrote in message om... Well, from what I have been able to gather, most King Air 200s are operated with two pilots. Apparently insurance rates drop significantly when operated two-pilot, and I would assume that safety increases dramatically as well. Problem is, the only 2 people I know (personally) who fly King Airs for companies both operate in a two-pilot environment, and both have several thousand hours, and one is an ATP...so I they have no idea how the insurance company would feel about a two-pilot operation with the co-pilot being inexperienced. Cap "Mike Rapoport" wrote in message hlink.net... Why would they care? A King Air 200 is a single pilot airplane. Mike MU-2 "Captain Wubba" wrote in message om... Hello. I'm a Commercial Pilot with single engine, multi engine, and instrument ratings. I have a little less than 600 hours total time, and only about 20 multi. I have been approached about a possible position on the West Coast that would be a combination IT staffer and co-pilot for a King Air 200 the company is going to buy. I know the owner of the company, and it is pretty solid that I could have the job if I want it. My question is about insurance. Now the owner would send me to training for a type rating in the King Air, but will an insurance company have a major problem, if the captain is an ATP with a ton of King Air time? Will they charge a fortune because of my limited experience? Do they care about the hours the right-seater has? While they are only looking at the King Air for now, would the insurance company care about the co-pilot time if it were a Citation? Anybody who could shed some light on this, or who has experience in this would be greatly appreciated. Thanks, Cap |
#14
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"Mike Rapoport" wrote in message hlink.net...
Why would they care? A King Air 200 is a single pilot airplane. Mike MU-2 Because if there were any type of accident and the insurance company thought that perhaps this guy was the guy flying they wouldn't pay. My insurance company says the plane must be "piloted" by named insureds. I don't think the FAA's PIC rules mean **** to the insurance company, they want to know who's hand is on the controls. Plus, if the left seater is a CFI they could even claim he was giving instruction to a non-named pilot, which their policy also does not cover. Remember that the rules of the insurance world are different from the FAA. -Robert |
#15
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"Robert M. Gary" wrote in message om... "Mike Rapoport" wrote in message hlink.net... Why would they care? A King Air 200 is a single pilot airplane. Mike MU-2 Because if there were any type of accident and the insurance company thought that perhaps this guy was the guy flying they wouldn't pay. My insurance company says the plane must be "piloted" by named insureds. I don't think the FAA's PIC rules mean **** to the insurance company, they want to know who's hand is on the controls. Plus, if the left seater is a CFI they could even claim he was giving instruction to a non-named pilot, which their policy also does not cover. Remember that the rules of the insurance world are different from the FAA. They can CLAIM anything; proving it is another matter, especially when the rules state otherwise. |
#16
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"Tom Sixkiller" wrote in message ...
"Robert M. Gary" wrote in message om... "Mike Rapoport" wrote in message hlink.net... Why would they care? A King Air 200 is a single pilot airplane. Mike MU-2 Because if there were any type of accident and the insurance company thought that perhaps this guy was the guy flying they wouldn't pay. My insurance company says the plane must be "piloted" by named insureds. I don't think the FAA's PIC rules mean **** to the insurance company, they want to know who's hand is on the controls. Plus, if the left seater is a CFI they could even claim he was giving instruction to a non-named pilot, which their policy also does not cover. Remember that the rules of the insurance world are different from the FAA. They can CLAIM anything; proving it is another matter, They can CLAIM what you admit to in court (unless you plan to lie and say you didn't touch the controls). especially when the rules state otherwise. My ins. rules say only the insured can touch the controls. Does your policy say something different??? |
#17
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"Robert M. Gary" wrote: My ins. rules say only the insured can touch the controls. Does your policy say something different?? Mine certainly does. It says that only people with certain qualifications can serve as pilot in command. George Patterson Great discoveries are not announced with "Eureka!". What's usually said is "Hummmmm... That's interesting...." |
#18
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"G.R. Patterson III" wrote in message ... "Robert M. Gary" wrote: My ins. rules say only the insured can touch the controls. Does your policy say something different?? Mine certainly does. It says that only people with certain qualifications can serve as pilot in command. As does the insurance for our three corporate aircraft. I also get the sense the insurance company is glad our two CJ rated partners (aged 68 and 64) DON'T fly in single-pilot mode as much anymore. |
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