Insurance for Cirrus SR20 and SR22

I was thinking about upgrading to a Cirrus if I could scrape the money
together. They're really nice, if you haven't checked one out.

An acquaintance of mine told me that the insurance on these aircraft is much
higher than comparably priced singles because of the ballistic parachutes.
Apparently, once it's deployed the airplane is totaled and there have been a
number of deployments.

I would appreciate it if someone knowledgeable would comment on this.

Thanks,

DB