Night Currency

"Robert M. Gary" wrote in message
m...
"Hilton" wrote in message
link.net...
Robert M. Gary wrote:
The insurance deals with "pilot flying" and doesn't care one bit about
who is "PIC". PIC is an FAA thing. If a unqualified pilot has their
hands on the controls the insurance isn't going to pay regardless of
who is PIC.

Can you back up these claims?

My policy (AIG) says..
"This insurance does not apply under any coverage c) When the aircraft
is in flight ii) if piloted by anyone other than 1) the pilot(s)
specified in Item 5".

But how does the policy define "piloted"? Does that refer to the Pilot in
Command or to the manipulator of the controls?

--Gary

It says nothing about PIC (although later says there must also be a
qualified PIC as well).

Call Mark at SouthWestAviation. http://www.southwestaviation.com .
He's been in the business for a couple decades and used to work for an
underwriter. He's had many such cases. He'll tell you that the FAA's
concept of "PIC" is not what the insurance co is looking at.

There are usually two parts to the policy. One is the named insured. The
other is the open clause. Mine has me on the named part, and anyone that
meets certain qualifications, ex. 250 hours in make and model, IFR, etc.

jerry

"Newps" wrote in message
news:gezjb.146684$%h1.146297@sccrnsc02...


Robert M. Gary wrote:

My policy (AIG) says..
"This insurance does not apply under any coverage c) When the aircraft
is in flight ii) if piloted by anyone other than 1) the pilot(s)
specified in Item 5".

I had USAIG until this year when I switched but anyone who is current
and authorized by me can fly the plane. A person did not have to be
named to fly the plane. If I'm in the plane it also does not matter
that my 5 year old is driving.