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#1
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Best deal on renter's insurance?
I'm getting back into flying after a few years away, and I've learned that
my FBO's insurance deductible has gone up a fair piece since then. Back then I was willing to eat the deductible if something happened to the plane, but it's too pricy now. So I'm shopping. Who's got the best rate these days? I need coverage for a $2500 deductible. I vaguely recall AOPA used to have some kind of deal for its members... do they still? I'm not a member at the moment, but certainly can be. Thanks in advance. -- Evan Hunt ethanol at armory dot com |
#2
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Evan Hunt wrote:
So I'm shopping. Who's got the best rate these days? I need coverage for a $2500 deductible. I vaguely recall AOPA used to have some kind of deal for its members... do they still? I'm not a member at the moment, Yup. www.aopaia.com -Joe |
#3
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The FBO's policy insures the FBO, not you. You need a million dollars' liability, and you should also have hull insurance against damage caused to the rental plane by you. The FBO's insurer will come after you, and not just for the deductible. I paid $575 last year for $1 million / $100,000 liability and $20,000 hull insurance. When I renew, I'll probably remove the $100K limit on individual liability, since I now carry the occasional passenger, and I'll probably increase the hull insurance, since the price of Cubs is going up. all the best -- Dan Ford email: www.danford.net/letters.htm#9 see the Warbird's Forum at www.warbirdforum.com and the Piper Cub Forum at www.pipercubforum.com |
#4
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On Sat, 16 Aug 2003 05:24:43 -0400, Cub Driver wrote:
The FBO's policy insures the FBO, not you. You need a million dollars' liability, and you should also have hull insurance against damage caused to the rental plane by you. The FBO's insurer will come after you, and not just for the deductible. check for the magic word "subrogation" #m -- http://www.usawatch.org/ http://www.alternet.org/ Don't like your neighbor? - https://tips.fbi.gov/ Bombing for peace is like ****ing for virginity. |
#5
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When I renew, I'll probably remove the $100K limit on individual liability, What company will let you do that? (for non-owner's insurance) Jose (for Email, make the obvious changes in my address) |
#6
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In article ,
Cub Driver wrote: The FBO's policy insures the FBO, not you. You need a million dollars' liability, and you should also have hull insurance against damage caused to the rental plane by you. The FBO's insurer will come after you, and not just for the deductible. That's what I've heard, and that's why I carried hull insurance on my non-owned policy. BUT, the guy who owns my home airport and a dozen or more planes said that he's never seen the insurance company go after the renter. Most recently someone flipped one of his 172s after losing control on the runway in a crosswind. Insurance covered the accident, the renter paid the deductable, and there was no subrogation. Unfortunately the owner has gotten the "we may change or cancel your coverage in 90 days" warning letter. -- Ben Jackson http://www.ben.com/ |
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