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#11
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On Wed, 31 Aug 2005 15:09:38 GMT, john smith wrote in
:: Larry Dighera wrote: I can understand how your computer malfunctions might be obliquely construed as aviation related, on-topic, for this newsgroup, but I completely fail to see how the subject of this article differs from obnoxious spam. Or has this newsgroup become Jay's sandbox? Gee, Larry, is that the pot I hear calling the kettle black? I'll take that response as your agreement with my assessment. |
#12
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A) Who said they are insured?
B) Government decide what is built where not the insurance company. C) For a sufficient premium, most anything could be insured. "Gig 601XL Builder" wr.giacona@coxDOTnet wrote in message news:RQjRe.6899 What I don't understand is why the insurance companies let them keep building houses on the sides of cliffs in California. |
#13
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Jay Honeck opined
I wonder if the insurance companies (and the federal government) will FINALLY wake up to the fact that building permanent structures below sea-level in a hurricane zone is folly? Insurance companies figured this out some time ago. The feds are a bit slower. Just in the last couple of years (after paying out billions to re-build homes along the Mississippi -- again) these two entities have wised up and essentially prohibited building homes and businesses in flood zones. No need to enact an another law, just end the Federal Flood Insurance program. Seems like a good idea... -ash Cthulhu in 2005! Why wait for nature? |
#14
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Jay Honeck wrote:
I wonder if the insurance companies (and the federal government) will FINALLY wake up to the fact that building permanent structures below sea-level in a hurricane zone is folly? New Orleans was above sea level when they started building there. In any case, you seem to be completely blind to the way insurance is supposed to work. Insurance companies aren't banned from insuring things that are likely (or even certain to be) destroyed. Nor should they be. Responsible insurance companies simply set their premiums such that, on the average, they will have made a profit off each building by the time it is destroyed. That profit doesn't even have to come completely from the premiums -- insurance companies invest those. Now, having the government subsidize insurance premiums is certainly a questionable policy. I suppose the argument is that it is beneficial to the people in general to do so. Personally, I'm not so sure. George Patterson Give a person a fish and you feed him for a day; teach a person to use the Internet and he won't bother you for weeks. |
#15
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Just in the last couple of years (after paying out billions to re-build
homes along the Mississippi -- again) these two entities have wised up and essentially prohibited building homes and businesses in flood zones. No need to enact an another law, just end the Federal Flood Insurance program. What was it that was done in North Carolina after the series of hurricanes a few years ago? Did the Feds say no more aid for damaged/destroyed structures? |
#16
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"sfb" writes:
A) Who said they are insured? B) Government decide what is built where not the insurance company. Zoning and such controls what is possible. But, unless you're paying cash for your entire building process, the people you're borrowing money from also get a say. Most of them insist on insurance as a condition of the loan. And it seems completely reasonable (and also properly libertarian) for insurance companies to get to decide what things they'll write coverage on. C) For a sufficient premium, most anything could be insured. Sure, but the premium may be larger than the cost of building the replacement, so it's not very useful. -- David Dyer-Bennet, , http://www.dd-b.net/dd-b/ RKBA: http://noguns-nomoney.com/ http://www.dd-b.net/carry/ Pics: http://dd-b.lighthunters.net/ http://www.dd-b.net/dd-b/SnapshotAlbum/ Dragaera/Steven Brust: http://dragaera.info/ |
#17
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Surprise, surprise, but many folks building on the beach or hillsides
have buckets and buckets of money, pay cash without blinking an eye, and think nothing of going naked if they can't get insurance especially since the land is often worth more than the building. "David Dyer-Bennet" wrote in message ... "sfb" writes: A) Who said they are insured? B) Government decide what is built where not the insurance company. Zoning and such controls what is possible. But, unless you're paying cash for your entire building process, the people you're borrowing money from also get a say. Most of them insist on insurance as a condition of the loan. And it seems completely reasonable (and also properly libertarian) for insurance companies to get to decide what things they'll write coverage on. C) For a sufficient premium, most anything could be insured. Sure, but the premium may be larger than the cost of building the replacement, so it's not very useful. -- David Dyer-Bennet, , http://www.dd-b.net/dd-b/ RKBA: http://noguns-nomoney.com/ http://www.dd-b.net/carry/ Pics: http://dd-b.lighthunters.net/ http://www.dd-b.net/dd-b/SnapshotAlbum/ Dragaera/Steven Brust: http://dragaera.info/ |
#18
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Please post this as the OT topic that it is...
"Jay Honeck" wrote in message news:W1iRe.295446$_o.49447@attbi_s71... I wonder if the insurance companies (and the federal government) will FINALLY wake up to the fact that building permanent structures below sea-level in a hurricane zone is folly? Just in the last couple of years (after paying out billions to re-build homes along the Mississippi -- again) these two entities have wised up and essentially prohibited building homes and businesses in flood zones. Seems like a good idea... -- Jay Honeck Iowa City, IA Pathfinder N56993 www.AlexisParkInn.com "Your Aviation Destination" |
#19
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On 2005-08-31, wrote:
We all hear ya Jay. Alot of the damage is from flooding and thats need to be lined up and run over with a slow moving steam roller. If I was a business owner in New Orleans there would be a pile of bodies the cops would have to crawl over to get me to fill out a police report. If I were a business owner in New Orleans, I'd be abandoning ship and setting up in a completely new city. To wait on NO to be open for business again means you'll have gone out of business. -- Dylan Smith, Castletown, Isle of Man Flying: http://www.dylansmith.net Frontier Elite Universe: http://www.alioth.net "Maintain thine airspeed, lest the ground come up and smite thee" |
#20
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I wonder if the insurance companies (and the federal government) will
FINALLY wake up to the fact that building permanent structures below sea-level in a hurricane zone is folly? I can understand how your computer malfunctions might be obliquely construed as aviation related, on-topic, for this newsgroup, but I completely fail to see how the subject of this article differs from obnoxious spam. Or has this newsgroup become Jay's sandbox? Don't you think it's foolhardy to build hangars, airports, aircraft manufacturing companies (Piper?), homes and businesses in areas that are virtually guaranteed to be destroyed by hurricanes? I mean, it's not like there is a shortage of available land in this country. I see these pleas for help on TV, and I see these people living in raw sewage in the Super Dome, and I watch the same three black kids shown looting New Orleans over and over on CNN (man, are they dead, or what? Everyone in America can ID those kids!), and all I can think is: Why the hell were they there? Everyone in America knew that New Orleans -- and everything for 100 miles on each side -- was about to be blasted by Katrina. -- Jay Honeck Iowa City, IA Pathfinder N56993 www.AlexisParkInn.com "Your Aviation Destination" |
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