If this is your first visit, be sure to check out the FAQ by clicking the link above. You may have to register before you can post: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. |
|
|
Thread Tools | Display Modes |
#51
|
|||
|
|||
"Roy Smith" wrote in message ... "Ron Natalie" wrote: You can contest a credit card charge even if you have paid for it. I've contested a handful over the years and have never had to go into arbitration yet. The worst I've had to do was sign an affidavit saying that the charge was erroneous. In many ways, the credit card companies are kinder to consumers than the credit laws require them to be. They knowingly eat a certain amount of loss because it makes good business sense. They may eat the loss, but more often than that they just recoup the money from the merchant and wait to see if he is going to fight it. |
#52
|
|||
|
|||
Out here in the wild and wooly, having a cash price and a credit price is
SOP. Bob Gardner "Ron Natalie" wrote in message m... "Tom Fleischman" wrote in message rthlink.net... What about all the gas stations that have a cash price and a credit price? I haven't seen as much of that in the past couple of years, but it was common practice at most gas stations up until just recently I haven't seen such a thing in decades and I've lived and travelled through many states. I remember it briefly in the early eighties and the stations allowed you to avoid it by using "their" credit card and I had a bunch of gas cards as a result. I terminated all of them when they went back to taking VISA/MC for the same price. Most of the OIL cards now are logo'd VISA/MC/AMEX cards now anyhow. |
#53
|
|||
|
|||
Ron Natalie wrote:
"Roy Smith" wrote in message ... When I paid my bill, I was astounded when they tacked on a few extra bucks to cover credit card transaction fees! It wasn't a whole lot of money, but I've never heard of anybody ever doing anything like that. I didn't even think it was legal. Whether they can pass on the credit card fees depends on what state you're in. It's legal here (Virginia) but not in California. Regardless of what state you live in, both Mastercard and Visa prohibit surcharging. (They do allow cash discounts subtracted from the price.) American Express prohibits surcharging when other cards do (e.g. Mastercard or Visa). I believe Novus prohibits it too, but am not sure. By the way, they also prohibit minimum purchase amounts. Mastercard and Visa DO enforce their merchant agreements, and will be happy to investigate problems. You can contact them at their websites. Mastercard Policy: http://global.mastercard.com/my/consumer/cust_serv.html Visa Policy: http://usa.visa.com/media/business/e...erch_guide.pdf |
#54
|
|||
|
|||
"'Vejita' S. Cousin" wrote:
In article , Roy Smith wrote: When I paid my bill, I was astounded when they tacked on a few extra bucks to cover credit card transaction fees! It wasn't a whole lot of money, but I've never heard of anybody ever doing anything like that. I didn't even think it was legal. It's done but not a common practice. The University of Washington (where I'm a student) charges $4 processing fees for payments below $250 and a $20+ (forget exact amount) fee for credit card payments above that. Most busniess eat the fees (ie. pass it along in hidden costs) for processing and eqp. Some don't. It's crap either way thou... If they accept Visa or Mastercard, both would be VERY interested in hearing this. It is a violation of their merchant agreements. http://global.mastercard.com/my/consumer/cust_serv.html http://usa.visa.com/media/business/e...erch_guide.pdf By the way, credit card fees generally range from 1-3 percent. The fees are less if the card is presented and swiped in person and/or address verification is used. Because PIN based debit transactions (online debit) cards have a very low fixed fee (not based on price) stores hate when debit cards are used with a signature (offline debit) as these use the credit card networks and have credit card style fees involved. That is why supermarkets and the post office can give you cash back at the register (and are happy to do so, because it reduces their cash handling costs since they give it to you). Offline debit transactions have very slightly less fees than pure credit cards, but the difference is negligible. This fee disparity is the genesis of the recently settled lawsuit between Wal-mart, Sears, et al vs. Visa and Mastercard. As a result of the settlement, the fees for offline debit are falling. |
#55
|
|||
|
|||
In article , Jessica F wrote:
It's done but not a common practice. The University of Washington (where I'm a student) charges $4 processing fees for payments below $250 and a $20+ (forget exact amount) fee for credit card payments above that. Most busniess eat the fees (ie. pass it along in hidden costs) for processing and eqp. Some don't. It's crap either way thou... If they accept Visa or Mastercard, both would be VERY interested in hearing this. It is a violation of their merchant agreements. Take a look at: http://www.washington.edu/students/u...emo/ccpay.html I was mistaken thou, it's a $4 fee for payments less than $150, and a _$40_ fee for payments above $150. As I said it's BS, I'm not sure if it's illegal or not thou. I pay by check or cash http://global.mastercard.com/my/consumer/cust_serv.html http://usa.visa.com/media/business/e...erch_guide.pdf Might have to look into this some more. It wouldn't be the first time the university has illegally charged for services/fees. There was an 'electiriity' fee per credit that got overturn just a few qtrs back... |
#56
|
|||
|
|||
I was an employee of AF in Ft Lauderdale. I also trained their, on their dime, for my IFR. I found the training was good, but you had to insist on working with a bare minimum of instructors. Otherwise you would never see the same face twice. Their flight record keeping was thorough. But I was there long enough to see how they handled refunds to students. This was especially clear in the case of what was called "academy students". That was a program where students would pay for training in a class, as opposed to individual training. The student would get a break on the hourly cost of ground instruction and maybe some fees. If a refund was required, they would go back and bill the student at the individual rate and take every opportunity to tack on fees of every description. Then they would point out that it would take time to get a refund. It took as much time as the student allowed. If you refused to take any answer about your refund but "cut a check today", that's what happened. If you played along with their excuses, your delay would take as long as it took for the student to reach "cut a check today." I left after a "Director", fancy name for salesman, told me that I had to administer a computerized knowledge to a student when the student had improper authorization for that test. As I recall, the foreign student required an FAA knowledge test specifically for foreign students, while his CFII has signed him off for a plain old IFR written. When the Director told me I should just administer the test and let him worry about it. I objected. He told me "you're just an intern, that's not your decision. I left, and was fired. I graduated Embry-Riddle just before starting at Flyers, and Flyers was the only place I had seen that charged a higher hourly rate for a 172 than Riddle. The AF 172s were almost all high-time leasebacks. The CFIs were paid under $10 per hour of work (mid 1990s) and a bit more for flight hours, maybe $12. But they would use CFIs to paint halls, run errands, wash the boss' car, shuttle students, and then lecture new CFIs about maintaining a professional image and attitude. I knew some really top notch people in that company, most were short-term employees. I believe I went to company orientation with Dave Huser, mentioned in the story. -- Scott -------- "So far, fewer troops have been killed by hostile fire since the end of major combat in Iraq than civilians were murdered in Washington, D.C., last year (239 deaths in Iraq compared to 262 murders in D.C.). How many years has it been since we declared the end of major U.S. combat operations against Marion Barry's regime? How long before we just give up and pull out of that hellish quagmire known as Washington, D.C.?" Ann Coulter http://www.anncoulter.com/columns/2003/110503.htm |
#57
|
|||
|
|||
"tscottme" wrote in message ... I was an employee of AF in Ft Lauderdale. I also trained their, on their dime, for my IFR. I found the training was good, but you had to insist on working with a bare minimum of instructors. Otherwise you would never see the same face twice. Their flight record keeping was thorough. The issue isn't keeping records of flights, but the granting of ratings and licenses to people that are not competent. |
#58
|
|||
|
|||
AF in Ft lauderdale is where I had my experiences too. I could 'smell' the
setup as you described it after spending 30 mins in the lobby. Plenty of fine CFIs there but AF has little to do with that. Anyone who asks me gets a "go somewhere else" "tscottme" wrote in message ... I was an employee of AF in Ft Lauderdale. I also trained their, on their dime, for my IFR. I found the training was good, but you had to insist on working with a bare minimum of instructors. Otherwise you would never see the same face twice. Their flight record keeping was thorough. But I was there long enough to see how they handled refunds to students. This was especially clear in the case of what was called "academy students". That was a program where students would pay for training in a class, as opposed to individual training. The student would get a break on the hourly cost of ground instruction and maybe some fees. If a refund was required, they would go back and bill the student at the individual rate and take every opportunity to tack on fees of every description. Then they would point out that it would take time to get a refund. It took as much time as the student allowed. If you refused to take any answer about your refund but "cut a check today", that's what happened. If you played along with their excuses, your delay would take as long as it took for the student to reach "cut a check today." I left after a "Director", fancy name for salesman, told me that I had to administer a computerized knowledge to a student when the student had improper authorization for that test. As I recall, the foreign student required an FAA knowledge test specifically for foreign students, while his CFII has signed him off for a plain old IFR written. When the Director told me I should just administer the test and let him worry about it. I objected. He told me "you're just an intern, that's not your decision. I left, and was fired. I graduated Embry-Riddle just before starting at Flyers, and Flyers was the only place I had seen that charged a higher hourly rate for a 172 than Riddle. The AF 172s were almost all high-time leasebacks. The CFIs were paid under $10 per hour of work (mid 1990s) and a bit more for flight hours, maybe $12. But they would use CFIs to paint halls, run errands, wash the boss' car, shuttle students, and then lecture new CFIs about maintaining a professional image and attitude. I knew some really top notch people in that company, most were short-term employees. I believe I went to company orientation with Dave Huser, mentioned in the story. -- Scott -------- "So far, fewer troops have been killed by hostile fire since the end of major combat in Iraq than civilians were murdered in Washington, D.C., last year (239 deaths in Iraq compared to 262 murders in D.C.). How many years has it been since we declared the end of major U.S. combat operations against Marion Barry's regime? How long before we just give up and pull out of that hellish quagmire known as Washington, D.C.?" Ann Coulter http://www.anncoulter.com/columns/2003/110503.htm |
Thread Tools | |
Display Modes | |
|
|
Similar Threads | ||||
Thread | Thread Starter | Forum | Replies | Last Post |
UFO sightings are down, Homebuilt Flyers! | [email protected] | Aerobatics | 0 | February 5th 05 01:11 AM |
EVIL AMERICAN GOVT (aka FBI) is full of SADISTS and PERVERTS | Barnyard BOb - | Home Built | 1 | October 12th 04 02:02 PM |
4 seat Vision from American Affordable Aircraft | Michael Dingman | Home Built | 9 | June 23rd 04 06:21 PM |