Does an "IFR approved" GPS placard require database updates?

During my instrument training I was told that if you have an IFR
certified GPS, it had to be updated if you were using it for IFR Flight.
You can use it VFR even if it hasn't been updated
Charlie

Peter wrote:
I've been told that if one's GPS is an IFR approved unit (KLN94B in my
case) and it's not placarded "VFR only" then I am required to have the
latest database, otherwise I am not complying with the minimum
equipment list (in ANY flight) - is this correct?

If so, what would this mean for the validity of insurance?

Peter.
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