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#1
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Life Insurance for Glider Pilots??
Looking for recommendations on who provides reasonable coverage rates
for glider pilots; just went through the '45' age barrier and rates are starting to shoot up (like exponential); looking for alternatives. Any help deeply appreciated! Peter (2T) (CA, USA) |
#2
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wrote in message ups.com... Looking for recommendations on who provides reasonable coverage rates for glider pilots; just went through the '45' age barrier and rates are starting to shoot up (like exponential); looking for alternatives. Any help deeply appreciated! Peter (2T) (CA, USA) Here's a start http://tinyurl.com/4kg4t |
#3
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I've bought lots of life insurance.. starting years ago..
as I was already rated as a pilot.. my agent was able to find companies that would write policies for pilots without exorbitant rates.. as I reached age 40.. the extra couple of dollars I paid per month disappeared.. probably because by then I had proved I could fly.. LOL Buying life insurance for any individual, the premium rates go up drastically when you are past age 45, and again at age 50.. because you fly just makes it more expensive. BT wrote in message ups.com... Looking for recommendations on who provides reasonable coverage rates for glider pilots; just went through the '45' age barrier and rates are starting to shoot up (like exponential); looking for alternatives. Any help deeply appreciated! Peter (2T) (CA, USA) |
#4
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I get SSA's ADD (accidental death & dismemberment) every year for $113
bucks that buys me 100K worth. I'm covered in my experimental sailplane while racing it. Only problem is you got to "buy the farm" in an accident, cancer doesn't count. Also you must kick off within a year of your crash or they won't pay either. Not a bad price for the stated limits. Didn't read to much of the dismemberment limitations, it got into 2 legs or 1 leg and 1 arm, got depressed and quit reading. :) JJ wrote: Looking for recommendations on who provides reasonable coverage rates for glider pilots; just went through the '45' age barrier and rates are starting to shoot up (like exponential); looking for alternatives. Any help deeply appreciated! Peter (2T) (CA, USA) |
#5
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#6
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I'm 41 and bought a $500K term life policy from First Penn Pacific
about four years ago. The policy is for 30 years and has fixed payments that stay constant for the term of the policy. I have no health problems, and am a non-smoker. The policy costs $900 per year with aviation coverage. I would also suggest purchasing a disability insurance policy to cover your living expenses (e.g., mortgage if this applies) in case of an accident, glider or otherwise. I work in health care and see first hand that disability resulting from an accident is much more likely to occur than death. |
#7
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Peter -
The best deal out there that I've found is AOPA. Even with the yearly dues, the coverage is exceptional for the price. Other policies with an aviation rider often include rather broad exclusions which theirs doesn't. Check it out! Conrad (CS) |
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