Companies Allowing Employees to Fly

Question...

I have to do a lot of regional travel for my company and, due to the
work we do, most of my work is actually at airports. I've asked my
company if I can use my personal aircraft for a lot of this travel and
they denied my request due to what the company percieves as their
liability in the matter.

Is my company misguided or do they really have some liability if I use
my airplane instead of my car for regional travel? What's the
difference between me crashing my airplane into a school (their
example) or plowing my car into the same school's bus stop?

Steve
CP - ASEL/IA
PA28-151
N43291

"Steve - KDMW" wrote:

Question...

I have to do a lot of regional travel for my company and, due to the
work we do, most of my work is actually at airports. I've asked my
company if I can use my personal aircraft for a lot of this travel and
they denied my request due to what the company percieves as their
liability in the matter.

Is my company misguided or do they really have some liability if I use
my airplane instead of my car for regional travel? What's the
difference between me crashing my airplane into a school (their
example) or plowing my car into the same school's bus stop?

The difference is probably that they're insured when you're in your car but
not when you're in an airplane.

Another difference is that they understand and are comfortable with the
risks of you being in your car, but they don't understand the risks of you
being in an airplane.

They could gain an understanding of the risks. They could meet with their
insurance carrier, and their lawyers, and look carefully at the issue to
better understand exactly what their liability exposure is. This would
take time and money, and be of no benefit to them.

Steve - KDMW wrote:
Is my company misguided or do they really have some liability if I use
my airplane instead of my car for regional travel? What's the
difference between me crashing my airplane into a school (their
example) or plowing my car into the same school's bus stop?

I believe what they are worried about is if you crashed into a
house or something that other people would sue your company. It
happens all the time and what they don't realize is that they
are also just as easily sued if you ran into someone with your car.

In this day and age people sue other people at the drop of a hat.
A plane crash is just more 'spectacular' for a lawyer because they
can play many angles (generally ignorance and envy) and end up
with a much bigger pot o'gold.

If it were me I'd just fly anyway, screw 'em. I hate driving.

"Steve - KDMW" wrote in message
oups.com...
Question...

I have to do a lot of regional travel for my company and, due to the
work we do, most of my work is actually at airports. I've asked my
company if I can use my personal aircraft for a lot of this travel and
they denied my request due to what the company percieves as their
liability in the matter.

Is my company misguided or do they really have some liability if I use
my airplane instead of my car for regional travel? What's the
difference between me crashing my airplane into a school (their
example) or plowing my car into the same school's bus stop?

Steve
CP - ASEL/IA
PA28-151
N43291


There are MANY workers' compensation policies that specifically ban covered
employees from flying in non-commercial aircraft.

Roy Smith wrote:
"Steve - KDMW" wrote:

Question...

I have to do a lot of regional travel for my company and, due to the
work we do, most of my work is actually at airports. I've asked my
company if I can use my personal aircraft for a lot of this travel and
they denied my request due to what the company percieves as their
liability in the matter.

Is my company misguided or do they really have some liability if I use
my airplane instead of my car for regional travel? What's the
difference between me crashing my airplane into a school (their
example) or plowing my car into the same school's bus stop?

The difference is probably that they're insured when you're in your car but
not when you're in an airplane.

Another difference is that they understand and are comfortable with the
risks of you being in your car, but they don't understand the risks of you
being in an airplane.

They could gain an understanding of the risks. They could meet with their
insurance carrier, and their lawyers, and look carefully at the issue to
better understand exactly what their liability exposure is. This would
take time and money, and be of no benefit to them.
Actually I would argue that it is of tremendous benefit to the company
because they can get a lot more work out of their worker if he does not
spend time on the road butter rather doing what he is paid for. That's
the argument I would use.

PS It did not work for me

In article .com,
"Steve - KDMW" wrote:

Question...

I have to do a lot of regional travel for my company and, due to the
work we do, most of my work is actually at airports. I've asked my
company if I can use my personal aircraft for a lot of this travel and
they denied my request due to what the company percieves as their
liability in the matter.
Is my company misguided or do they really have some liability if I use
my airplane instead of my car for regional travel? What's the
difference between me crashing my airplane into a school (their
example) or plowing my car into the same school's bus stop?

Back in the late 1980's-early 1990's, (I think it was National Business
Aircraft Association) had a packet available for just this purpose. It
outlined how to approach your management and counter their arguements
against allowing individuals to use personal aircraft. One of the items
was to include the business as a named insured on the owners policy and
also included some insurance guidelines.
You might contact them and see if such a packet is still available.

Dave Touretzky won this battle in an academic environment;
I suspect you can find his writeup.


--
A host is a host from coast to
& no one will talk to a host that's close........[v].(301) 56-LINUX
Unless the host (that isn't close).........................pob 1433
is busy, hung or dead....................................20915-1433

If you work for a large company is probably going to be imposible
unless they already have a policy to allow it. For me, I could buy a
$50 million dollar liability policy and it would still be no where near
enough for my company. On the other hand, if you work for a very small
company you should be able to just add the company to your policy and
it may provide enough coverage for them. The more valuable the company,
the more insurance they should ask for.

Robert, CFII

Steve - KDMW wrote:
Question...

I have to do a lot of regional travel for my company and, due to the
work we do, most of my work is actually at airports. I've asked my
company if I can use my personal aircraft for a lot of this travel and
they denied my request due to what the company percieves as their
liability in the matter.

Is my company misguided or do they really have some liability if I use
my airplane instead of my car for regional travel? What's the
difference between me crashing my airplane into a school (their
example) or plowing my car into the same school's bus stop?

Steve
CP - ASEL/IA
PA28-151
N43291

Gig 601XL Builder wrote:
"Steve - KDMW" wrote in message
There are MANY workers' compensation policies that specifically ban covered
employees from flying in non-commercial aircraft.

True, and Worker's Comp is just the begining. Try looking into general
liability policies. If your company normally has $10 million in
liability when you're driving the rental car, they'll need at least
that for the plane. Now try to find that coverage for a C-172.

-Robert

Steve - KDMW wrote:

Question...

I have to do a lot of regional travel for my company and, due to the
work we do, most of my work is actually at airports. I've asked my
company if I can use my personal aircraft for a lot of this travel and
they denied my request due to what the company percieves as their
liability in the matter.

Is my company misguided or do they really have some liability if I use
my airplane instead of my car for regional travel? What's the
difference between me crashing my airplane into a school (their
example) or plowing my car into the same school's bus stop?

Steve
CP - ASEL/IA
PA28-151
N43291


When I worked for Texas Instruments we had a specific policy AGAINST it.
I had several occasions that would have been nice. When Raytheon bought
the defense business of TI, I checked the policy and we COULD use
personal aircraft. But, then again, Raytheon owns Beech.

--

Regards, Ross
C-172F 180HP
KSWI