"misha" wrote in message ...
I guess that tells you all you need to know about what the insurance
companies think about low time pilots in plastic planes.

What does it have to do with plastic?

Plastic is very expensive to repair. HP aircraft are more prone to accidents
by low time pilots.

If it's not the first two, why would van experienced pilot pay his$2K/yr
if the risk in the air (unlike on the road) is largly under his/her control?

Who's in control is immaterial to the insurance company. It's the probability
of loss multiplied by the amount likely to be paid out. My airplane and auto
insurnace are about the same. I have $500 deductible on the car and zero
on the airplane (nice traditional metal).