"Chris" wrote in message
om...
"C J Campbell" wrote in message
...
Despite what others have posted, this is a very common requirement and
insurance companies always grant it. It is not, however, in your best
interest, since it dilutes your insurance coverage.

My concern is the FBO could make a claim without anything actually
happening. I.E. blame me for something I didn't do.

That is the least of your concerns. Here is what happens:

You think you have $1 million liability insurance. Now that the FBO is a
named insured, you really only have $500,000 liability insurance, because in
the event of an accident the FBO is entitled to coverage under your policy.
Basically, you are paying for the FBO's liability insurance.