In article , ET
wrote:

However, the only answer that is actually supported by factual
evidence is that liability insurance rates are mostly a function of
how insurance company investments do in the stock and bond markets,

well, given how the stock markets and bond markets performed in the
past twenty years, I would have expected to see liability rates
plummet instead of rising. hmmmm...


Insurance company's are limited where they can invest premium dollars.
They mostly have to invest in interest rate sensative investements.

Have you SEEN interest rates lately???

Yes. Did you forget what the rates were in the 70's and 80's?
High interest rates, yet liability insurance still went up.

--
Bob Noel
Seen on Kerry's campaign airplane: "the real deal"
oh yeah baby.