Bill Hale wrote:
: The policy covers the NAMED insured. All the "open pilot" clause does
: is make sure that the NAMED insured is covered if the open pilot
: damages it.
: What protection does the open pilot have? None. He is not insured
: as
: the NAMED insured is. The ins co might even sue him to recover
: damages for the NAMED insured. Keep that in mind if you are an open
: pilot. In your role,
: you should really be named in some way on this insurance.

I thought that too. I asked my insurance company, and they said that even if
you are NAMED on the policy, *you* are not covered... just that the aircraft is. They
said that only the owner(s) of the aircraft were covered personally. Basically, then,
the only purpose for being named on the policy was if you didn't qualify under the
open pilot clause.

I wonder if I just have a screwy insurance company. Has anyone else asked
about this specific issue?

-Cory


************************************************** ***********************
* Cory Papenfuss *
* Electrical Engineering candidate Ph.D. graduate student *
* Virginia Polytechnic Institute and State University *
************************************************** ***********************