On Tue, 4 Nov 2003 21:18:06 -0800, "Peter Duniho"
wrote:

My understanding is that the rules do not differentiate between the two
situations. If customers are granted a lower price for not using a credit
card, that's in violation of the merchant agreement. No matter how it's
worded.

Quite possible - it had been a while since I looked at that, but
that's how I remember reading it 'somewhere', but I don't remember
where that was.

aw