"Michael" wrote in message
om...

road). Accident rates are up. Collision insurance rates are up in
real dollars. We're having more accidents than ever, but a far
smaller fraction of them are fatal.

And this might turn out to be exactly what happens in the Cirrus fleet, too.
(Right now they have both more fatals and more total accidents, but it is
too early to know for sure if the fatals are truly a trend or a statistical
blip.)

If it does happen, it will be a good thing for aviation safety. However,
aviation hull insurance costs a good bit more than automobile collision
insurance. Up to a point, it will thus be a net very positive outcome if
the Cirrus fleet has higer insurance costs and more total accidents but less
fatal accidents over the long-term. At a certain point, though, the hull
insurance cost could become unrealistic, particularly considering the fact
that most fatal GA accidents remain due to pilot error rather than
mechanical problems. We have to see how all the numbers and dollars turn
out over the next few years.

--------------------
Richard Kaplan, CFII

www.flyimc.com