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  #23  
Old October 14th 04, 04:50 AM
David Johnson
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(Rick Durden) wrote in message om...
Jim,

Those rates sound extremely low for a Cessna 182 of any vintage. What
is the hull value you are insuring? What is the liability coverage
(if you are getting less than $1 million smooth you may very well have
inadequate coverage as the "$100,000 sublimit" policies mean only
$100,000 is available per injured/deceased person, which is not
adequate for such a claim and puts your assets at risk)?

It sounds as if your broker has shopped the market. The companies you
referenced are all very reputable. The concern I have is that the
quote you have just seems too low by a large factor. I would be
surprised to find satisfactory coverage for a Cessna 182 for under
$2,000 a year.


Really? My current policy, through Travers & Associates, cost $736
for a 182B. IIRC it has always been in that ballpark in recent years.
I'll dig out more details if desired.

Perhaps it helps that I have owned/flown this plane for 26 years,
and the only claim was for flood damage (wheel bearings). I have,
however, changed providers several times.

David Johnson