Cub Driver wrote:



I pay $600 a year for insurance. That is my obligation to society. If
I break somebody, I should pay for it, even if I'm not around to write
the check.

And remember the $100K sublimit is only for a passenger, however if you
get a $100K sublimit per person that really is pretty useless insurance.
Per passenger sublimits mean that I can auger into your house and the
insurance company is still on the hook for the full million to anybody
on the ground if I was alone in the plane.