"Paul kgyy" wrote:
...The only catch is, it doubles my premium!

I'm curious how many of you owners do carry smooth limits.


I think it depends upon how often, if at all, you carry passengers who
would sue you for negligence in the event of an accident. If say
mostly solo, but occasionally friends or family, I don't see
additional cost as justified. For some older guys I know, if they
were to claim "loss of consortium," I believe they'd be lying. :-)

Fred F.