On 4-May-2005, "TaxSrv" wrote:

They can't sue by themselves; they have to
convince the insured to sue, and turn over any award to the insurance
company.


I don't think so. An insurance carrier that has paid a claim for injuries
caused by a third party has every right to sue that third party to recover
its losses. It's called subrogation, and it's done all the time if the
underwriter believes there is a good chance of actually collecting.

--
-Elliott Drucker