I was responding, very specifically to the comment:
Take a look at your insurance policy. I've never seen that clause in
one of mine.

With the comment:
Nearly all insurance forms and shipping charter parties,
and most contracts, have a clause relating to nonliability in the case
of an act of God.

I have yet to see an insurance policy (other than Life) which did not
contain this clause.
It may be different in the USA - but in most of the world it is the rule
rather than the exception.

Tony
--

Tony Roberts
PP-ASEL
VFR OTT
Night
Cessna 172H C-GICE





In article .com,
"Doug" wrote:

Fortunately most of us do not rely on a dictionary to determine what is
covered and what is not covered by an insurance policy. Instead, we
rely on the wording of the insurance policy. Look at the exclusions. If
it is not excluded, it is usually covered. Certainly wind damage is
covered. Fire is as well. Floods as well, unless excluded (Flooding IS
excluded with HOUSEHOLD insurance). Biggest aviation fallacy I have
heard very often, usually quoted by someone who has never owned a plane
(like an instructor), is you aren't covered if you violate a FAR.
Nonsense. If you run a stop sign and run into a car with your car, do
you think your auto insurance does not pay? Almost no one has actually
read their insurance policy, and unless you read it, you will not know.