Isn't it sad that insurance considerations impact
our flying to such an extent? Oh for the days of
being able to give a kid an airplane ride without
having to worry about people suing you.


"Robert M. Gary" wrote in message
ps.com...
Smooth just means there is no per-person limit (or in the case of
Avemco per-family limits as well). If you have a $1million "smooth"
policy, that entire $1 million is available to passengers (although the
totally cannot exceed $1million so they have to share).
Smooth limits are becoming a thing of the past. Some organizations
still require it (like Boy Scouts) but there are work arounds EAA will
"smooth" any existing policy for free if its for Young Eagles, which
Boy Scouts counts. It just means that when you turn in your BSA flight
permit you must include both your insurance policy and your EAA number
and the parents must fill out 1) BSA "high-risk" waver 2) BSA trip
permit 3) EAA Young Eagles registration. I usually appoint someone to
just hand out clip boards and collect paperwork.

-Robert