Companies Allowing Employees to Fly
There are MANY workers' compensation policies that specifically ban covered
employees from flying in non-commercial aircraft.
There are also many large companies whose life insurance policies DOUBLE
the coverage while traveling on a "commercial conveyance" to conduct
company business.
Ironically, those same policies usually EXCLUDE coverage for accidental
death while piloting an aircraft or acting as a required crew member.
Your basic life insurance still holds up because these policies have no
exclusions (except for suicide and possibly war).
When you do the math, the mileage reimbursement does not even cover fuel
in an airplane.
If you claim the entire trip's mileage, are reimbursed, and use the
reimbursement for fuel, have you just conducted a "commercial" flight
under your aircraft insurance carrier's eyes? As I recall, fuel expenses
must be shared by the occupants to avoid being a commercial flight under
FAA rules.
Mike
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