Mxsmanic wrote:
Gig 601XL Builder writes:

Yes, I'd be willing bet all of us do. Though the other two options,
no insurance or a state run program, are also not my idea of great
ideas either.

So what's the solution?

The following only applies to the US.

Tort reform would help. As it is now if you go to the Doctor with a cold he
is more likly than not to run tests that aren't going to find anything other
than you have a cold because of the off chance that you might have something
else.

Higher deductible are a good thing for a couple of reasons. They make the
insured take more care when they decide to see a doctor. In the US it is not
unusual for people to go to the doctor when they really don't need to
because all it is going to cost them, out of their own pocket at that moment
is $30.00. When they do the first issue comes into play.

A better fix than the higher deductable is a Health Savings Account. It has
all the systemic benefits of the high deductable and really causes people to
take ownership of their health care.