terry writes:

If your happiness depends on money then presumably you have had at
least 2 years to do some serious soul searching on why you dont have
money?

Yes.

What skills do you lack to find a well paying job?

I have skills, but where I live, skills are only a small part of getting a
job. You have to be of the right ethnicity, have the right contacts, be the
right age, be a graduate of the right schools (just having a degree may not be
sufficient, if it's not from the right place), and so on. Skills come last.

For some jobs, you can also be too skilled. Many companies want to hire
someone who has the requisite skills but no others, because it's perceived as
being cheaper. In this case, it's easy to be overqualified.

You obviously dont lack confidence in your intellectual abilities.

You can't earn money with intellectual ability alone.