Hull/Liability Insurance Recommendations

Cub Driver wrote:



I pay $600 a year for insurance. That is my obligation to society. If
I break somebody, I should pay for it, even if I'm not around to write
the check.

And remember the $100K sublimit is only for a passenger, however if you
get a $100K sublimit per person that really is pretty useless insurance.
Per passenger sublimits mean that I can auger into your house and the
insurance company is still on the hook for the full million to anybody
on the ground if I was alone in the plane.

Avemco is VERY competetive on certain types of aircraft. The main thing to
remember about aviation insurance is no single company has the lowest rates
on every aircraft and for every pilot. Additionally, rates may change from
year to year.


"Dude" wrote in message
...
I don't know, they were lower than AOPA when I called.



"G.R. Patterson III" wrote in message
...


Doug wrote:

No harm in getting a quote from Avemco.

If your time isn't worth anything.

George Patterson
If a man gets into a fight 3,000 miles away from home, he *had* to
have
been looking for it.

If they rent/loan an airplane to someone and there is an accident then they
are probably going to be held liable along with the pilot.

Like you, I am interested in this discussion. On one hand I am generally
against requiring people to purchase something. On the other hand, I think
that people should be responsible for the consequences of their actions.
Liability insurance is required in autos in the US and for aircraft in most
other countries. Both Canada and Mexico require liability insurance. I
guess that I come down on the side of those who would mandate liability
insurance for pilots at least to cover those who are not in the airplane
(another airplane or on the ground).

Mike
MU-2

"Teacherjh" wrote in message
...
Wouldn't the FBO/Club have liability on the airplane?

Maybe. The renter doesn't typically have access to that policy and can't
be
sure it's in force. Also, it might not cover pilot-induced accidents (but
only
maintanance-induced ones. I don't know, and unless the renter calls the
broker
each flight, the renter doesn't know either. The FBO is protecting
themselves,
not the renter or the victims.

Jose

--
(for Email, make the obvious changes in my address)

Liability insurance is required in autos in the US

Not in New Hampshire, and I assume not in some western states. As
posted, those of us who do buy insurance get "uninsured driver"
coverage at no extra (stated) charge. Of course there's still the
situation where an uninsured driver kills another uninsured driver....
Then there's nobody left to sue but the ambulance driver.

all the best -- Dan Ford
email: (put Cubdriver in subject line)

Warbird's Forum www.warbirdforum.com
Piper Cub Forum www.pipercubforum.com
the blog www.danford.net

In article ,
wrote:

Of course there's still the
situation where an uninsured driver kills another uninsured driver....
Then there's nobody left to sue but the ambulance driver.

and the auto manufacturers

--
Bob Noel
Seen on Kerry's campaign airplane: "the real deal"
oh yeah baby.

Mike Rapoport wrote:

Liability insurance is required in autos in the US .....

Not in Tennessee. Last I heard, Alabama also did not, and Cub Driver just posted that
New Hamshire is also holding out.

George Patterson
If a man gets into a fight 3,000 miles away from home, he *had* to have
been looking for it.