"George Patterson" wrote in message
news:x5EYe.7645$N35.2320@trndny09...
Matt Barrow wrote:

You have a choice. Accept the higher paying job and save for retirement
or take
the lower paying job and go for the security. You take the security.

First mistake (actually, first two mistakes).

Well, in 1984, this was regarded as the smart choice,

Handling your own finances was de rigure when my wife got into the industry
back in the late 70's.

so most people just leaving school would've made it. At least, they would
have if they listened to their student counselors.

And right there is much of the problem :~(