IF, you could actually find an insurance company willing to insure a tailweel plane for a student solo

Since we're not talking about a lot of money, I may just insure it for
liability. If the boys crash the plane, oh-well, it wasn't an enourmous
amount of money to begin with. Besides, it never, ever stops amazing me
how much wrecked airplanes go for. I saw a flap off a Bonanza go for
almost $500.

-Robert