usaig

"Matthew P. Cummings" wrote in message
news
On Thu, 24 Jun 2004 14:40:51 -0700, Robert M. Gary wrote:

I'm not sure how that is possible. Every agent is quoted the exact
same amount on a policy. In fact, once you get an agent to quote you a
policy, the insurance co's will refuse to quote you for any other

I've heard that claimed and I don't believe it because I had 2 agents
quote me a price and both used the same underwriter and both had different
prices. USAIG is the underwriter for what it's worth.

I had been told by an agent that it's true, but in my experience it's not
an accurate statement.


Legally you have to sign a release if you want two different agents to quote
you from the same insurance company.

On Thu, 24 Jun 2004 20:20:54 -0500, "Mike F."
wrote:

I just got a letter last week from AOPA's Insurance department saying they
could not give me a competitive quote for insurance because my current
agent, Falcon, used the same underwriter.


You said it right. The Underwriter determines the qute, not the
Agent. Agents only sell what underwriters formulate. Falcon and AOPA
are Agents.

HTH.
z

"G.R. Patterson III" wrote in message One other thing. My USAIG policies have all had sub-limits. In other words, while the
total coverage was 1 million, they would not pay 1 million to one of my passengers if
that was the only injury. Many people prefer a "smooth" policy, which is harder to
find.
George,
We are relatively low-time pilots (300hrs). We switched insurance
agency (from AOPA to Wenk Insurance Agency in Illinois) this year in
order to get the smooth $1M coverage. The new policy costs around $200
more and requires annual attendance of Wings Program (which we do
anyway). It is also more restrictive with respect to open pilots (must
be instrument-rated, with at least 500 hrs and minimum 25 hrs in type
- previous policy put no restrictions).

Interestingly enough, it is with the same insurance company, USAIG
which we had before through AOPA. Not sure why AOPA agent did not
offer us this option.

Hai & Rick Longworth

On Thu, 24 Jun 2004 20:20:54 -0500, Mike F. wrote:

I just got a letter last week from AOPA's Insurance department saying they
could not give me a competitive quote for insurance because my current

Those are the two I got quotes from. I have been with Falcon for 3+ years
and the quote from AOPA was around $10 less, same underwriter. I didn't
have to sign a release/waver anything. They just quoted me the prices and
what was that. Of course I did have to sign paper when I actually
renewed, but not for the quotes.

I wonder why I got it and you didn't? Both had my N number?

I have been with Falcon for over 5 years. AOPA sent me the forms to fill
out about a month before my policy expired with Falcon. I filled them out
and sent them in just to see what kind of quote I'd get back. Last week I
got the letter from AOPA saying that my current agent used the same
underwriter as AOPA and they were unable to get a quote. Maybe it was
because Falcon had just received a renewal quote from AIG and that set a
flag to block any add'l quotes.

As a side note, Falcon noticed that AIG's quote did not have my AOPA
discount. They went back and got the discount for me.

Mike

"Matthew P. Cummings" wrote in message
news
On Thu, 24 Jun 2004 20:20:54 -0500, Mike F. wrote:

I just got a letter last week from AOPA's Insurance department saying
they
could not give me a competitive quote for insurance because my current

Those are the two I got quotes from. I have been with Falcon for 3+ years
and the quote from AOPA was around $10 less, same underwriter. I didn't
have to sign a release/waver anything. They just quoted me the prices and
what was that. Of course I did have to sign paper when I actually
renewed, but not for the quotes.

I wonder why I got it and you didn't? Both had my N number?