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#1
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Well in my case I don't have a 'real' credit card. I have a debit visa
(work just the same). I keep most of my spendable money in checking then use the Visa the same as cash. If I can't afford something then I don't buy it. It does NOT work the same. a) Don't try renting a car. And don't try using to reserve a hotel suite. Most debit cards (unless it's a "dual" debit/credit card) will not work with a preauthorization -- which is what is required to make a guaranteed reservation. -- Jay Honeck Iowa City, IA Pathfinder N56993 www.AlexisParkInn.com "Your Aviation Destination" |
#2
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In article Ctcqd.474453$D%.367363@attbi_s51,
"Jay Honeck" wrote: And don't try using to reserve a hotel suite. Most debit cards (unless it's a "dual" debit/credit card) will not work with a preauthorization -- which is what is required to make a guaranteed reservation. :-( Then I won't be able to make a reservation for business travel at your hotel. -- Bob Noel |
#3
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:-( Then I won't be able to make a reservation for business travel at
your hotel. Or anywhere else, for that matter. I don't know of a single hotel (or even small B&B in our market) that doesn't pre-authorize guaranteed reservations on a credit card. It's the only way a hotel has of protecting itself against bogus reservations and no-shows. We can always do a "contingency" reservation without a card, but it's not guaranteed. -- Jay Honeck Iowa City, IA Pathfinder N56993 www.AlexisParkInn.com "Your Aviation Destination" |
#4
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In article Tsdqd.405505$wV.131490@attbi_s54,
"Jay Honeck" wrote: :-( Then I won't be able to make a reservation for business travel at your hotel. Or anywhere else, for that matter. Jay: I have a Diners Club card which I've been using the early 90's for business travel. I don't know of a single hotel (or even small B&B in our market) that doesn't pre-authorize guaranteed reservations on a credit card. right. But your hotel is the only one that I've heard of that doesn't take American Express or Diners. I don't have a Visa card (just a debit card) -- Bob Noel |
#5
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right. But your hotel is the only one that I've heard of that doesn't
take American Express or Diners. I don't have a Visa card (just a debit card) Yeah, we took a stand against the machine. By my count, since August of 2002 it has cost me 3 customers. American Express is dying -- and Diner's Club barely exists. 92% of our guests use Visa/Mastercard (they really *are* the same, BTW), 4% use Discover, and 4% pay cash. -- Jay Honeck Iowa City, IA Pathfinder N56993 www.AlexisParkInn.com "Your Aviation Destination" |
#6
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"Jay Honeck" writes:
American Express is dying -- and Diner's Club barely exists. 92% of our guests use Visa/Mastercard (they really *are* the same, BTW), 4% use Discover, and 4% pay cash. At one point, DC had the USGovt. account, but I think they are long out of it. In some cities, the major eateries rebelled against Amex; and they cut their tax. -- A host is a host from coast to & no one will talk to a host that's close........[v].(301) 56-LINUX Unless the host (that isn't close).........................pob 1433 is busy, hung or dead....................................20915-1433 |
#7
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On Sun, 28 Nov 2004 14:05:24 GMT, "Jay Honeck"
wrote: 4% pay cash. Wow. The only reasons I can come up with for paying cash for a hotel is 1) you earn a lot of money under the IRS radar, and this is a way to spend it; or 2) the lady with you is not your wife, and your wife or her lawyer has access to your credit-card records. It is now almost unheard of not to have a credit card that pays you a 1 percent rebate or 1 frequent-flier mile per dollar spent, if not 2. Who would not take such a discount? Furthermore, it's more difficult and time-consuming to pay with cash. I now use my credit card at the post office for transactions even under five dollars. (Double miles for the USPS!) all the best -- Dan Ford email: (put Cubdriver in subject line) Warbird's Forum www.warbirdforum.com Piper Cub Forum www.pipercubforum.com the blog www.danford.net |
#8
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Wow. The only reasons I can come up with for paying cash for a hotel
is 1) you earn a lot of money under the IRS radar, and this is a way to spend it; or 2) the lady with you is not your wife, and your wife or her lawyer has access to your credit-card records. There are apparently a fair number of people who have had their credit cards yanked. I'm always amazed how many credit card preauthorizations come back "Declined" -- and often from top notch-looking people. Since we don't accept checks, their only other option is to pay cash. -- Jay Honeck Iowa City, IA Pathfinder N56993 www.AlexisParkInn.com "Your Aviation Destination" |
#9
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Cub Driver writes:
4% pay cash. Wow. The only reasons I can come up with for paying cash for a hotel is 1) you earn a lot of money under the IRS radar, and this is a way to spend it; or 2) the lady with you is not your wife, and your wife or her lawyer has access to your credit-card records. Or maybe you're tired of ****tyBank & Choicepoint tracking your every move, not to mention Fatherland Security and Rev. Ike. There was a time when what you [legally] did was your own business; but that's no longer true in this country, unless you make real efforts on your own behalf. And the most effective is: pay cash. When asked for your name and address, ask back: Why do you need to know? -- A host is a host from coast to & no one will talk to a host that's close........[v].(301) 56-LINUX Unless the host (that isn't close).........................pob 1433 is busy, hung or dead....................................20915-1433 |
#10
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On Sun, 28 Nov 2004 12:38:03 GMT, Bob Noel
wrote: right. But your hotel is the only one that I've heard of that doesn't take American Express or Diners. I don't have a Visa card (just a debit card) I don't know about hotels, but many enterprises don't accept anything but MC and Visa. I presently carry a Delta/Amex card (12,500 free miles for signing up, and no fee for the first 12 months) but I make sure to carry a backup Visa card in my wallet. To get back on subject, I don't use my AOPA credit card except when shopping at Sporty's. I am reimbursed for money spent on gasoline, and the amount I spend isn't enough to make it worthwhile to file for the rebate. The one time I went to an FBO for training, where credit cards were accepted, they didn't take MasteCard! (Chandler AZ.) Anyhow, I don't particularly like MasterCard. It seems rather low-rent to me. all the best -- Dan Ford email: (put Cubdriver in subject line) Warbird's Forum www.warbirdforum.com Piper Cub Forum www.pipercubforum.com the blog www.danford.net |
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