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#1
November 29th 04, 05:20 PM
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"Chuck" wrote in message m...
"John Galban" wrote in message om... snip I've almost never kept a balance on a credit card. If I can't get a real loan (i.e. bank loan with reasonable terms), then that means I probably can't afford whatever it is I want to buy. Must be nice... I don't have the option of very many luxuries, so I need credit from time to time for necessities... Reread my post. I said that if you do need to borrow money, a credit card is the most expensive (and risky) way to get it, leaving you even fewer options for luxuries. If a credit card is your only option, then you're in need of some financial planning. My point was that the typical credit card agreement exposes you to a potential finanacial disaster. It allows the issuing bank to put you into a financial hole that could take years to dig yourself out of. John Galban=====N4BQ (PA28-180) 
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