Aviation AD&D above $200K?

On Tue, 15 Jul 2003 11:11:11 -0400, Ron Natalie wrote:

Does anyone know of an outfit that will cover one up to around $250K or
more?

No, I think you'll have to go for a regular term policy without an aviation
exclusion.
At the rates AOPA wants for the AD&D you can easily get a term policy. Try
www.piclife.com, they arranged mine.

They've got a good reputation. The name always comes up whenever life
insurance comes up around here. Through no fault of theirs, they
failed twice to sell me a policy. Next time I get my act together,
I'll give them another shot.

The other possibility (for the original poster) is to stick with the
original policy and get them to waive the no pilot clause. It can
be done, particularly if you've had the policy for some time and you
hadn't been thinking about becoming a pilot when you got the policy.

Good luck,


Morris

Does it say "can't be" or "I'm not" ?

Mine said I'm not and I wasn't but I am now.

Mike Z

"journeyman" wrote in message u.com...
On Tue, 15 Jul 2003 11:11:11 -0400, Ron Natalie wrote:

Does anyone know of an outfit that will cover one up to around $250K or
more?

No, I think you'll have to go for a regular term policy without an aviation
exclusion.
At the rates AOPA wants for the AD&D you can easily get a term policy. Try
www.piclife.com, they arranged mine.

They've got a good reputation. The name always comes up whenever life
insurance comes up around here. Through no fault of theirs, they
failed twice to sell me a policy. Next time I get my act together,
I'll give them another shot.

The other possibility (for the original poster) is to stick with the
original policy and get them to waive the no pilot clause. It can
be done, particularly if you've had the policy for some time and you
hadn't been thinking about becoming a pilot when you got the policy.

Good luck,


Morris

"Mike Z." wrote in message ...
Does it say "can't be" or "I'm not" ?

Mine said I'm not and I wasn't but I am now.


Good point. When I got my policy they asked me if I flew experimentals,
skydived, or drove race cars. I pointed out that I didn't currently do any
of those things but what if I did. The broker said that only my current status
affected the premiums and I'd be free to pick up those hobbies after the
policy was issued (no exclusion on them either). As a matter of fact, even
being a CFI puts you in a riskier class.

On Tue, 15 Jul 2003 14:24:26 -0400, Mike Z. wrote:

[relevent text moved to the top so the context is more clear]
The other possibility (for the original poster) is to stick with the
original policy and get them to waive the no pilot clause. It can
be done, particularly if you've had the policy for some time and you
hadn't been thinking about becoming a pilot when you got the policy.

Does it say "can't be" or "I'm not" ?

That sentence took me a full 2 seconds to parse.


Mine said I'm not and I wasn't but I am now.

Even if it says you can't be a pilot, that one clause might be removed
by the insurance company. They might not do it, but it wouldn't hurt
to ask.


Morris