Bible-beater pilots

Wdtabor wrote:

Litigation being what it is, you have to have insuarnce to practice, or you
risk losong everything you own.

Actually, you don't have to have insurance to practice. Like you say,
you do risk losing
everything, but then again there are many people willing to take that
risk - some because
they "know" it will never happen to them, some because they're trying to
make as much
money as fast as they can, and some because they can't get insurance.

Further, most banks and dental insurance
companies will not do business with you if you are not insured.

But then again, if your unscrupulous enough to run an uninsured
dentistry practice,
what makes you think you'll have any trouble finding equally
unscrupulous banks and
insurance companies.

Aside from which, I could forge a license just as easily as as I could forge a
certificate of insurance. No one checks validity except the dental insurance
companies you contract with. They verify it with the carrier.

I'm sorry, but this looks like your trying to make a circular
argument. It sounds like
your saying that the only people that check for your license are the
insurance companies,
and they only check with themselves.

Rich Lemert

In article k.net, L Smith
writes:

Aside from which, I could forge a license just as easily as as I could forge
a
certificate of insurance. No one checks validity except the dental insurance
companies you contract with. They verify it with the carrier.

I'm sorry, but this looks like your trying to make a circular
argument. It sounds like
your saying that the only people that check for your license are the
insurance companies,
and they only check with themselves.


Perhaps I was unclear.

Dental insurance companies are not the same companies that sell dental
professional liability insurance.

The dental insurance companies who enter into managed care agreements like PPO
plans wish to avoid secondary liability, so they require dentist who contract
with them to be insured for liability, and verify that coverage with the
liability insurers.

Aside from which, if licensing were eliminated, it would be to my advantage to
have proof of insurance on display and easily verified, just like home repair
companies include the fact that they are bonded in their advertising.

There just really isn't anything accomplished *for the public good* by
licensing that the private sector cannot do better. Licensing only serves to
restrain trade by preventing dentists from moving from one state to another to
follow demand. Florida is famous for that in the profession, getting a Florida
license is almost impossible if you are not from there. The Florida dentists
fear an influx of semi-retired older dentists coming to the state and flooding
the market, lowering fees. The result is that dentistry in FLorida is far more
expensive than unrestrained supply and demand would dictate. (Same thing for
Texas and Hawaii)


--
Wm. Donald (Don) Tabor Jr., DDS
PP-ASEL
Chesapeake, VA - CPK, PVG

There just really isn't anything accomplished *for the public good* by
licensing that the private sector cannot do better.


To the presmise that the insurance companies evaluate risk better than the
licensing agencies and the public, how do you account for the fact that to
insure a club with a twin costs upwards of five times as much as a club that
has only single engine airplanes that fly IFR at night with one pilot.

Seems somebody hasn't a clue, and I'm not sure which it is.

Jose



--
(for Email, make the obvious changes in my address)

In article ,
(Teacherjh) writes:


There just really isn't anything accomplished *for the public good* by
licensing that the private sector cannot do better.


To the presmise that the insurance companies evaluate risk better than the
licensing agencies and the public, how do you account for the fact that to
insure a club with a twin costs upwards of five times as much as a club that
has only single engine airplanes that fly IFR at night with one pilot.


Perhaps actuarial experience differs from what you are expecting?

--
Wm. Donald (Don) Tabor Jr., DDS
PP-ASEL
Chesapeake, VA - CPK, PVG