Getting around company insurance policy

"Bill Denton" wrote in message
...
I'm not coming down on anybody,

Mmmmm. Could have fooled me.

Realistically, who cares what the company insurance company thinks if you
crashed and
you're dead. You buy your own insurance to cover you, and personal policies
cover personal
and business use so long as it's not for hire. You can fly where you want
and you're covered.
And if you're not being paid for the time you're flying, then you're not
working.

Hey, do whatever you want to do, it doesn't really make much difference to
me. But you might want to keep this in mind:

Liability extends after death, into the decedent's estate. So what you would
probably end up with is your company's insuror in a ****ing contest with
your private insuror while the sheriff puts your wife and kids in the street
while taking your house and anything else you own.

All of us accept risks; there are no certainties in life. But to me, it's
pretty foolish to accept a risk when you don't know what liability is
attached to it...



"OtisWinslow" wrote in message
.. .

"Bill Denton" wrote in message
...
I'm not coming down on anybody,

Mmmmm. Could have fooled me.

Realistically, who cares what the company insurance company thinks if you
crashed and
you're dead. You buy your own insurance to cover you, and personal
policies
cover personal
and business use so long as it's not for hire. You can fly where you want
and you're covered.
And if you're not being paid for the time you're flying, then you're not
working.

"Bill Denton" wrote in message
...
Hey, do whatever you want to do, it doesn't really make much difference to
me. But you might want to keep this in mind:

Liability extends after death, into the decedent's estate. So what you
would
probably end up with is your company's insuror in a ****ing contest with
your private insuror while the sheriff puts your wife and kids in the
street
while taking your house and anything else you own.

All of us accept risks; there are no certainties in life. But to me, it's
pretty foolish to accept a risk when you don't know what liability is
attached to it...


I don't see how flying on business has any more risk to the pilot or his
estate than flying to a pancake breakfast. Either you're willing to take
the risk to fly, drive your car, or walk down the sidewalk, or you're not...

The thing you risk by not following company policy is losing your job.
Where I work, we have a company policy against using your personal aircraft
for business travel. The clever/deviant/nonconformer pilots amongst us have
often considered borrowing someone else's airplane to make a trip, because
that wouldn't violate the letter of the policy. Intent is another thing....

KB

flying on company business.. opens up the company to increased liability if
something were to happen... they (companies or insurance coverage) don't
like that...

Those that do "allow" it, normally specify commercial and instrument ratings
are required.

BT

"Kyle Boatright" wrote in message
...

"Bill Denton" wrote in message
...
Hey, do whatever you want to do, it doesn't really make much difference
to
me. But you might want to keep this in mind:

Liability extends after death, into the decedent's estate. So what you
would
probably end up with is your company's insuror in a ****ing contest with
your private insuror while the sheriff puts your wife and kids in the
street
while taking your house and anything else you own.

All of us accept risks; there are no certainties in life. But to me,
it's
pretty foolish to accept a risk when you don't know what liability is
attached to it...


I don't see how flying on business has any more risk to the pilot or his
estate than flying to a pancake breakfast. Either you're willing to take
the risk to fly, drive your car, or walk down the sidewalk, or you're
not...

The thing you risk by not following company policy is losing your job.
Where I work, we have a company policy against using your personal
aircraft
for business travel. The clever/deviant/nonconformer pilots amongst us
have
often considered borrowing someone else's airplane to make a trip, because
that wouldn't violate the letter of the policy. Intent is another
thing....

KB

"Kyle Boatright" wrote in message news:r-

Where I work, we have a company policy against using your personal
aircraft
for business travel. The clever/deviant/nonconformer pilots amongst us
have
often considered borrowing someone else's airplane to make a trip, because
that wouldn't violate the letter of the policy. Intent is another
thing....

Solution is simple. Start your own company, so you can make the rules.

"OtisWinslow" wrote in message
.. .

"Bill Denton" wrote in message
...
I'm not coming down on anybody,

Mmmmm. Could have fooled me.

Realistically, who cares what the company insurance company thinks if you
crashed and
you're dead. You buy your own insurance to cover you, and personal
policies
cover personal
and business use so long as it's not for hire. You can fly where you want
and you're covered.
And if you're not being paid for the time you're flying, then you're not
working.


This could be a Workers' Compensation issue. Many carriers specificly will
con cover companies whose fly GA aircraft in the futherance of there duties.