I want to buy a plane by year-end but they're not making it easy.

"Ron Natalie" wrote in message
...
markjen wrote:


The situation isn't exactly the same, but not many car dealers give
demos to
customers who don't yet have their driver's license.

For another reason. Up until recently here the main reason they wanted
to
see your drivers license is so they could grab the SSN off it so they
could
go run a quick credit check on you.

My wife was surprised they let me go drive a $45,000 vehicle without even
the salesman along (and I pointed out that they had already determined
that
I was good for it). We even drove the thing off the lot with temporary
tags and a "promise" to come back and give them a check for the down
payment.


I don't think anyone is allowed to run a credit check with out your
permission. Not all states use a ssn as a DL number.

It is legal to run a credit check on anyone if you do it for a legitimate
business purpose. Auto dealers can run a check on you without your
permission.

However, since FICO scores reflect a negative value for each recent check,
many business have started asking permission to avoid damaging your credit
and getting a bad reaction from you.



"NW_PILOT" wrote in message
...

"Ron Natalie" wrote in message
...
markjen wrote:


The situation isn't exactly the same, but not many car dealers give
demos to
customers who don't yet have their driver's license.

For another reason. Up until recently here the main reason they wanted
to
see your drivers license is so they could grab the SSN off it so they
could
go run a quick credit check on you.

My wife was surprised they let me go drive a $45,000 vehicle without even
the salesman along (and I pointed out that they had already determined
that
I was good for it). We even drove the thing off the lot with temporary
tags and a "promise" to come back and give them a check for the down
payment.


I don't think anyone is allowed to run a credit check with out your
permission. Not all states use a ssn as a DL number.

NW_PILOT wrote:


I don't think anyone is allowed to run a credit check with out your
permission. Not all states use a ssn as a DL number.


Chortle...of course they run them without your permission.
Virginia only switched away from SSN's in the past year or so.
Many people who haven't renewed (they're good for 5 years) still
have SSN's.
'

NW_PILOT wrote:

"Ron Natalie" wrote in message
...

markjen wrote:


The situation isn't exactly the same, but not many car dealers give

demos to

customers who don't yet have their driver's license.

For another reason. Up until recently here the main reason they wanted

to

see your drivers license is so they could grab the SSN off it so they

could

go run a quick credit check on you.

My wife was surprised they let me go drive a $45,000 vehicle without even
the salesman along (and I pointed out that they had already determined

that

I was good for it). We even drove the thing off the lot with temporary
tags and a "promise" to come back and give them a check for the down

payment.


I don't think anyone is allowed to run a credit check with out your
permission. Not all states use a ssn as a DL number.



They do it, and they can prolly use your DL # to look you up even if
it's not an SSN. I took to telling them as I handed them my license "I
am specifically NOT giving you permission to run a credit check with
this information, and I'm sure your finance guy knows that I can look up
inquiries in my report to verify that you did not." That often gets a
double-take from them but they never ran the check when I told them that.