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#1
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Think about it. If your car had an expired inspection and you ran a
stop sign causing damage, do you think your car insurance would NOT cover you? Small difference. Car maintenance isn't required by law (I know in many places a minimum maintenance level for certain safety related things is required but nothing requires you to have maintenance performed at set intervals). For aircraft maintenance is required by law. |
#2
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"Jeroen Wenting" jwenting at hornet dot demon dot nl wrote in
: Think about it. If your car had an expired inspection and you ran a stop sign causing damage, do you think your car insurance would NOT cover you? Small difference. Car maintenance isn't required by law (I know in many places a minimum maintenance level for certain safety related things is required but nothing requires you to have maintenance performed at set intervals). For aircraft maintenance is required by law. In New York and New Jersey an inspection is required. Most cars must pass inspection at least once every 12 months. I think some newer cars are allowed longer... If during the inspection it is determined that the car requires maintenance, for example needs new brakes or has a broken taillight, it will fail inspection unless the problem is repaired. In New Jersey, it's a big hassle because the inspectors work for the DMV, and don't do repairs on site. In New York, it's a bit easier because most service centers can get certified as state inspectors. I'm not sure what state you are in that doesn't require some sort of vehicle inspection, but then they don't let us carry guns in NY either. ![]() |
#3
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Like I said, READ the policy. Only the policy itself will tell you. And
in general, if it is not excluded, it is covered. I gave you an example of what MY policy says. Others may handle it differently. But insurance is designed to cover mistakes. Insurance doesn't always require compliance with laws for coverage. What if you ran a stop sign and ran into someone and did damage with a car? Certainly you would be covered (unless it is excluded). Would you buy car insurance that excluded coverage if you broke the law? Even negligence is covered. It is negligent to run a stop sign. If you violate a FAR and have an accident, is the insurance invalid? Mine is still valid. There is no exclusion for that. It is highly likely that if you have an accident you will have violated some FAR. The idea that insurance is invalid because the pilot violated a FAR is one that you hear quite frequently. I think it is usually, not always, wrong. Usually there IS coverage in spite of such an error. |
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