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avionics fraud on ebay



 
 
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  #1  
Old September 22nd 05, 03:18 PM
Greg Copeland
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On Wed, 21 Sep 2005 23:11:22 +0200, Friedrich Ostertag wrote:

Ron Natalie wrote:

sfb wrote:

Paypal lacks law enforcement authority and the protection plan does
not apply to all transactions.

They don't need law enforcement. Law enforcement is lousy on getting
retribution. Credit cards are your best bet on the Internet, and
backing your paypal payment with a credit card will get your money
back even if PayPal won't honor the buyer protection plan.


Can you explain how you get your credit card company to refund your
money, if you officially authorized Paypal to draw from your CC account?

regards,
Friedrich


Oh ya! NEVER, EVER, NEVER, purchase online with your debit credit card!
Many people have been put into real bad positions when they found out
their $150.00 online purchase wiped out their $20,000 bank account. When
the bank checks into it, they find the merchant has closed their
account and skipped town. Also, some banks do NOT offer the same
protection to their debit cards that they extend to credit cards! Which
can make recovery even more painful and prolonged....compounded with
bounced checks and no means to get cash in hand (except credit card cash
advance).

Greg


  #2  
Old September 22nd 05, 03:31 PM
Mortimer Schnerd, RN
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Greg Copeland wrote:
Oh ya! NEVER, EVER, NEVER, purchase online with your debit credit card!
Many people have been put into real bad positions when they found out
their $150.00 online purchase wiped out their $20,000 bank account. When
the bank checks into it, they find the merchant has closed their
account and skipped town. Also, some banks do NOT offer the same
protection to their debit cards that they extend to credit cards! Which
can make recovery even more painful and prolonged....compounded with
bounced checks and no means to get cash in hand (except credit card cash
advance).




I doin't purchase *anything* with my debit card anyway. The only reason I have
one is to get cash out of an ATM. For everything else, there's MasterCard. G



--
Mortimer Schnerd, RN

VE


  #3  
Old September 22nd 05, 05:41 PM
George Patterson
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Greg Copeland wrote:

Oh ya! NEVER, EVER, NEVER, purchase online with your debit credit card!


I call mine my "ATM card", since that's all I ever use it for.

George Patterson
Give a person a fish and you feed him for a day; teach a person to
use the Internet and he won't bother you for weeks.
  #4  
Old September 22nd 05, 06:01 PM
Matt Barrow
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"George Patterson" wrote in message
news:z8BYe.16452$Zg5.3421@trndny05...
Greg Copeland wrote:

Oh ya! NEVER, EVER, NEVER, purchase online with your debit credit card!


I call mine my "ATM card", since that's all I ever use it for.


You don't use it at the grocery store?





  #5  
Old September 22nd 05, 06:12 PM
George Patterson
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Matt Barrow wrote:

You don't use it at the grocery store?


No. I have a credit card for purchases.

George Patterson
Give a person a fish and you feed him for a day; teach a person to
use the Internet and he won't bother you for weeks.
  #6  
Old September 22nd 05, 07:26 PM
Peter Duniho
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"George Patterson" wrote in message
news:7CBYe.7638$N35.2890@trndny09...
You don't use it at the grocery store?


No. I have a credit card for purchases.


Even if you did use it at the grocery store, assuming you *didn't* use it as
if it were a credit card (ie, you entered your PIN), there's not any risk.

The risk comes in when the Visa card number is used for the transaction,
because that number provides an unsecured path straight into your bank
account, without any fraud protection.

Used in the same manner as if at an ATM, one's debit card should be just as
secure as if used at the ATM (keeping in mind there are still potentials for
fraud there).

Pete


  #7  
Old September 23rd 05, 03:56 AM
Matt Barrow
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"George Patterson" wrote in message
news:7CBYe.7638$N35.2890@trndny09...
Matt Barrow wrote:

You don't use it at the grocery store?


No. I have a credit card for purchases.


I'd think you didn't use credit cards for general purposes.

I hit ATM's about twice a year and only use the ATM debit card instead of a
check.

Also, grocery stores around here only started taking CC's in the past few
months.


--
Matt

---------------------
Matthew W. Barrow
Site-Fill Homes, LLC.
Montrose, CO



  #8  
Old September 23rd 05, 03:59 AM
George Patterson
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Matt Barrow wrote:

I'd think you didn't use credit cards for general purposes.


I put about everything except gas for the truck on VISA.

Also, grocery stores around here only started taking CC's in the past few
months.


They've been taking them here for something like 15 years.

George Patterson
Give a person a fish and you feed him for a day; teach a person to
use the Internet and he won't bother you for weeks.
  #9  
Old September 23rd 05, 04:23 AM
Matt Barrow
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"George Patterson" wrote in message
news:ycKYe.20293$265.6540@trndny07...
Matt Barrow wrote:

I'd think you didn't use credit cards for general purposes.


I put about everything except gas for the truck on VISA.

Also, grocery stores around here only started taking CC's in the past few
months.


They've been taking them here for something like 15 years.


Around here they've taken debit cards for said 15 years, but only recently
have they taken CC's.

I just can't get my arms around using a CC for small purchases done
face-to-face.



  #10  
Old September 22nd 05, 06:59 PM
Greg Copeland
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On Thu, 22 Sep 2005 10:01:12 -0700, Matt Barrow wrote:


"George Patterson" wrote in message
news:z8BYe.16452$Zg5.3421@trndny05...
Greg Copeland wrote:

Oh ya! NEVER, EVER, NEVER, purchase online with your debit credit card!


I call mine my "ATM card", since that's all I ever use it for.


You don't use it at the grocery store?


That's fine. I'm referring to online purchases. You would only want to
use it in situations where you trust that fraud is not a likely situation.
Accidents have happened where is has taken weeks to get straightened out.
Nonetheless, I wouldn't think that type of accident were common place.
Just use your head and caution.

Greg


 




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