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On Wed, 21 Sep 2005 23:11:22 +0200, Friedrich Ostertag wrote:
Ron Natalie wrote: sfb wrote: Paypal lacks law enforcement authority and the protection plan does not apply to all transactions. They don't need law enforcement. Law enforcement is lousy on getting retribution. Credit cards are your best bet on the Internet, and backing your paypal payment with a credit card will get your money back even if PayPal won't honor the buyer protection plan. Can you explain how you get your credit card company to refund your money, if you officially authorized Paypal to draw from your CC account? regards, Friedrich Oh ya! NEVER, EVER, NEVER, purchase online with your debit credit card! Many people have been put into real bad positions when they found out their $150.00 online purchase wiped out their $20,000 bank account. When the bank checks into it, they find the merchant has closed their account and skipped town. Also, some banks do NOT offer the same protection to their debit cards that they extend to credit cards! Which can make recovery even more painful and prolonged....compounded with bounced checks and no means to get cash in hand (except credit card cash advance). Greg |
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Greg Copeland wrote:
Oh ya! NEVER, EVER, NEVER, purchase online with your debit credit card! Many people have been put into real bad positions when they found out their $150.00 online purchase wiped out their $20,000 bank account. When the bank checks into it, they find the merchant has closed their account and skipped town. Also, some banks do NOT offer the same protection to their debit cards that they extend to credit cards! Which can make recovery even more painful and prolonged....compounded with bounced checks and no means to get cash in hand (except credit card cash advance). I doin't purchase *anything* with my debit card anyway. The only reason I have one is to get cash out of an ATM. For everything else, there's MasterCard. G -- Mortimer Schnerd, RN VE |
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Greg Copeland wrote:
Oh ya! NEVER, EVER, NEVER, purchase online with your debit credit card! I call mine my "ATM card", since that's all I ever use it for. George Patterson Give a person a fish and you feed him for a day; teach a person to use the Internet and he won't bother you for weeks. |
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![]() "George Patterson" wrote in message news:z8BYe.16452$Zg5.3421@trndny05... Greg Copeland wrote: Oh ya! NEVER, EVER, NEVER, purchase online with your debit credit card! I call mine my "ATM card", since that's all I ever use it for. You don't use it at the grocery store? |
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Matt Barrow wrote:
You don't use it at the grocery store? No. I have a credit card for purchases. George Patterson Give a person a fish and you feed him for a day; teach a person to use the Internet and he won't bother you for weeks. |
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"George Patterson" wrote in message
news:7CBYe.7638$N35.2890@trndny09... You don't use it at the grocery store? No. I have a credit card for purchases. Even if you did use it at the grocery store, assuming you *didn't* use it as if it were a credit card (ie, you entered your PIN), there's not any risk. The risk comes in when the Visa card number is used for the transaction, because that number provides an unsecured path straight into your bank account, without any fraud protection. Used in the same manner as if at an ATM, one's debit card should be just as secure as if used at the ATM (keeping in mind there are still potentials for fraud there). Pete |
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![]() "George Patterson" wrote in message news:7CBYe.7638$N35.2890@trndny09... Matt Barrow wrote: You don't use it at the grocery store? No. I have a credit card for purchases. I'd think you didn't use credit cards for general purposes. I hit ATM's about twice a year and only use the ATM debit card instead of a check. Also, grocery stores around here only started taking CC's in the past few months. -- Matt --------------------- Matthew W. Barrow Site-Fill Homes, LLC. Montrose, CO |
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Matt Barrow wrote:
I'd think you didn't use credit cards for general purposes. I put about everything except gas for the truck on VISA. Also, grocery stores around here only started taking CC's in the past few months. They've been taking them here for something like 15 years. George Patterson Give a person a fish and you feed him for a day; teach a person to use the Internet and he won't bother you for weeks. |
#9
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![]() "George Patterson" wrote in message news:ycKYe.20293$265.6540@trndny07... Matt Barrow wrote: I'd think you didn't use credit cards for general purposes. I put about everything except gas for the truck on VISA. Also, grocery stores around here only started taking CC's in the past few months. They've been taking them here for something like 15 years. Around here they've taken debit cards for said 15 years, but only recently have they taken CC's. I just can't get my arms around using a CC for small purchases done face-to-face. |
#10
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On Thu, 22 Sep 2005 10:01:12 -0700, Matt Barrow wrote:
"George Patterson" wrote in message news:z8BYe.16452$Zg5.3421@trndny05... Greg Copeland wrote: Oh ya! NEVER, EVER, NEVER, purchase online with your debit credit card! I call mine my "ATM card", since that's all I ever use it for. You don't use it at the grocery store? That's fine. I'm referring to online purchases. You would only want to use it in situations where you trust that fraud is not a likely situation. Accidents have happened where is has taken weeks to get straightened out. Nonetheless, I wouldn't think that type of accident were common place. Just use your head and caution. Greg |
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