OT - Best Business Credit Card?

American Express, hands down. I use their personal card, but both my
brother and father have the company card, and love it.

Too few businesses accept AMEX for me to consider them. They also extort
more money from the vendors -- which is why we threw them out of the hotel
back in 2002. Even Walgreen's threw them out of all 14,000+ stores in the
U.S. because of their absurdly high rates.

IMHO, unless they change their business model, they will follow "Diner's
Club" into the ash heap of CC history.
--
Jay Honeck
Iowa City, IA
Pathfinder N56993
www.AlexisParkInn.com
"Your Aviation Destination"

Jay Honeck wrote:
American Express, hands down. I use their personal card, but both my
brother and father have the company card, and love it.


Too few businesses accept AMEX for me to consider them. They also extort
more money from the vendors -- which is why we threw them out of the hotel
back in 2002. Even Walgreen's threw them out of all 14,000+ stores in the
U.S. because of their absurdly high rates.

IMHO, unless they change their business model, they will follow "Diner's
Club" into the ash heap of CC history.

I've never had a problem with anyone accepting mine. Personally, I'll
take my business elsewhere if someone doesn't take it...I'd rather use
it than my Visa debit card.

I've never had a problem with anyone accepting mine. Personally, I'll
take my business elsewhere if someone doesn't take it...I'd rather use it
than my Visa debit card.

Apples and oranges.

What's the advantage of AMEX over Visa *credit*, in your mind?
--
Jay Honeck
Iowa City, IA
Pathfinder N56993
www.AlexisParkInn.com
"Your Aviation Destination"

Jay Honeck wrote:
I've never had a problem with anyone accepting mine. Personally, I'll
take my business elsewhere if someone doesn't take it...I'd rather use it
than my Visa debit card.


Apples and oranges.

What's the advantage of AMEX over Visa *credit*, in your mind?

Points. My brother somehow managed to get two free airline tickets in
just under a year.

Actually, with my USAA Visa debit card I get cash back at the end of the
year. Sometimes it's though deciding which card to use. However, since
most people aren't eligible to join USAA, I recommend Amex.

Rachel wrote:
Jay Honeck wrote:

snip

What's the advantage of AMEX over Visa *credit*, in your mind?


Points. My brother somehow managed to get two free airline tickets in
just under a year.

Actually, with my USAA Visa debit card I get cash back at the end of the
year. Sometimes it's though deciding which card to use. However, since
most people aren't eligible to join USAA, I recommend Amex.

Er, USAA Mastercard, actually. I stopped using my Navy Federal Visa
(credit) for the most part years ago after the customer service went south.

"Rachel" wrote

Er, USAA Mastercard, actually. I stopped using my Navy Federal Visa
(credit) for the most part years ago after the customer service went
south.

That is my first choice, also. For those that are eligible, their auto
insurance is also first rate, with customer service still in the US, and
good rates.

To be eligible, if you father, spouse, spouse's father, almost any of those
types of combination makes you eligible. Check into it, everyone.
--
Jim in NC

Morgans wrote:

"Rachel" wrote

Er, USAA Mastercard, actually. I stopped using my Navy Federal Visa
(credit) for the most part years ago after the customer service went
south.


That is my first choice, also. For those that are eligible, their auto
insurance is also first rate, with customer service still in the US, and
good rates.

To be eligible, if you father, spouse, spouse's father, almost any of
those types of combination makes you eligible. Check into it, everyone.

I could go on for hours about USAA...have had auto insurance with them
for years, and their bank got my mortgage done in two and a half weeks,
something the title company had never seen before. :-) I've only
recently used their banking, but have been happy with it. Apparently
their insurance rates aren't as low as they used to be, but the customer
service more than makes up for it.

"Jay Honeck" writes:

I've never had a problem with anyone accepting mine. Personally, I'll
take my business elsewhere if someone doesn't take it...I'd rather use it
than my Visa debit card.

Apples and oranges.

What's the advantage of AMEX over Visa *credit*, in your mind?

Customer service. Whenever I have phoned AMEX, I got to talk to a
very friendly and knowledgeable person right away. They truely want
to help you. At _any_ hour of the day!

Whenever I have phoned Chase about my Visa card, I have been put into
the eternal hold queue, and then gotten a customer service
representative who seems to know next to nothing about the cards they
offer.

Don't get me started on Citibank. After my first encounter with their
customer service, I tore up their card and promised I would never do
business with them again.

Chris
--
Chris Colohan Email: PGP: finger
Web: www.colohan.com Phone: (412)268-4751

Rachel wrote:
American Express, hands down.
I've never had a problem with anyone accepting mine.

do you travel abroad much? I got rid off my amex years
ago because of that; and in many situations/places, taking
your business elsewhere is not an option...

--Sylvain

Sylvain wrote:
Rachel wrote:

American Express, hands down.

I've never had a problem with anyone accepting mine.


do you travel abroad much? I got rid off my amex years
ago because of that; and in many situations/places, taking
your business elsewhere is not an option...

--Sylvain

International travel is what I use the debit card for.